LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,301
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$93,110
−HK$2,854/mo
Today · 4.125%
HK$95,964
baseline
▲ 0.50% · 4.625%
HK$101,803
+HK$5,839/mo
Deposit HK$19.80M · loan HK$19.80M · min. income ≈ HK$191,928/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$1,683,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,459
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$103,153
−HK$2,734/mo
Today · 4.125%
HK$105,887
baseline
▲ 0.50% · 4.625%
HK$111,468
+HK$5,581/mo
Deposit HK$19.80M · loan HK$19.80M · min. income ≈ HK$211,774/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$1,683,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,361
−HK$6,796/mo
▼ 0.25% · 3.875%
HK$111,732
−HK$3,425/mo
Today · 4.125%
HK$115,157
baseline
▲ 0.50% · 4.625%
HK$122,164
+HK$7,007/mo
Deposit HK$15.84M · loan HK$23.76M · min. income ≈ HK$230,314/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$1,683,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,551
−HK$6,513/mo
▼ 0.25% · 3.875%
HK$123,784
−HK$3,280/mo
Today · 4.125%
HK$127,064
baseline
▲ 0.50% · 4.625%
HK$133,762
+HK$6,698/mo
Deposit HK$15.84M · loan HK$23.76M · min. income ≈ HK$254,128/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$1,683,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,422
−HK$7,927/mo
▼ 0.25% · 3.875%
HK$130,354
−HK$3,995/mo
Today · 4.125%
HK$134,349
baseline
▲ 0.50% · 4.625%
HK$142,524
+HK$8,175/mo
Deposit HK$11.88M · loan HK$27.72M · min. income ≈ HK$268,698/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,683,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,643
−HK$7,598/mo
▼ 0.25% · 3.875%
HK$144,415
−HK$3,826/mo
Today · 4.125%
HK$148,241
baseline
▲ 0.50% · 4.625%
HK$156,055
+HK$7,814/mo
Deposit HK$11.88M · loan HK$27.72M · min. income ≈ HK$296,482/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,683,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,542
−HK$10,193/mo
▼ 0.25% · 3.875%
HK$167,598
−HK$5,137/mo
Today · 4.125%
HK$172,735
baseline
▲ 0.50% · 4.625%
HK$183,245
+HK$10,510/mo
Deposit HK$3.96M · loan HK$35.64M · min. income ≈ HK$345,470/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,683,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,827
−HK$9,769/mo
▼ 0.25% · 3.875%
HK$185,676
−HK$4,920/mo
Today · 4.125%
HK$190,596
baseline
▲ 0.50% · 4.625%
HK$200,643
+HK$10,047/mo
Deposit HK$3.96M · loan HK$35.64M · min. income ≈ HK$381,192/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,683,057 · Scale 2, in force from 26 Feb 2026)