LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,302
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$93,111
−HK$2,854/mo
Today · 4.125%
HK$95,965
baseline
▲ 0.50% · 4.625%
HK$101,805
+HK$5,840/mo
Deposit HK$19.80M · loan HK$19.80M · min. income ≈ HK$191,930/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$1,683,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,461
−HK$5,427/mo
▼ 0.25% · 3.875%
HK$103,155
−HK$2,733/mo
Today · 4.125%
HK$105,888
baseline
▲ 0.50% · 4.625%
HK$111,470
+HK$5,582/mo
Deposit HK$19.80M · loan HK$19.80M · min. income ≈ HK$211,776/mo (50% DSR)
Upfront cash ≈ HK$21.48M (deposit + AVD stamp duty HK$1,683,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,363
−HK$6,795/mo
▼ 0.25% · 3.875%
HK$111,734
−HK$3,424/mo
Today · 4.125%
HK$115,158
baseline
▲ 0.50% · 4.625%
HK$122,165
+HK$7,007/mo
Deposit HK$15.84M · loan HK$23.76M · min. income ≈ HK$230,316/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$1,683,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,553
−HK$6,513/mo
▼ 0.25% · 3.875%
HK$123,786
−HK$3,280/mo
Today · 4.125%
HK$127,066
baseline
▲ 0.50% · 4.625%
HK$133,764
+HK$6,698/mo
Deposit HK$15.84M · loan HK$23.76M · min. income ≈ HK$254,132/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$1,683,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,423
−HK$7,928/mo
▼ 0.25% · 3.875%
HK$130,356
−HK$3,995/mo
Today · 4.125%
HK$134,351
baseline
▲ 0.50% · 4.625%
HK$142,526
+HK$8,175/mo
Deposit HK$11.88M · loan HK$27.72M · min. income ≈ HK$268,702/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,683,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,645
−HK$7,598/mo
▼ 0.25% · 3.875%
HK$144,417
−HK$3,826/mo
Today · 4.125%
HK$148,243
baseline
▲ 0.50% · 4.625%
HK$156,058
+HK$7,815/mo
Deposit HK$11.88M · loan HK$27.72M · min. income ≈ HK$296,486/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,683,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,544
−HK$10,193/mo
▼ 0.25% · 3.875%
HK$167,601
−HK$5,136/mo
Today · 4.125%
HK$172,737
baseline
▲ 0.50% · 4.625%
HK$183,248
+HK$10,511/mo
Deposit HK$3.96M · loan HK$35.64M · min. income ≈ HK$345,474/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,683,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,829
−HK$9,770/mo
▼ 0.25% · 3.875%
HK$185,679
−HK$4,920/mo
Today · 4.125%
HK$190,599
baseline
▲ 0.50% · 4.625%
HK$200,645
+HK$10,046/mo
Deposit HK$3.96M · loan HK$35.64M · min. income ≈ HK$381,198/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,683,081 · Scale 2, in force from 26 Feb 2026)