LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,309
−HK$5,663/mo
▼ 0.25% · 3.875%
HK$93,118
−HK$2,854/mo
Today · 4.125%
HK$95,972
baseline
▲ 0.50% · 4.625%
HK$101,812
+HK$5,840/mo
Deposit HK$19.80M · loan HK$19.80M · min. income ≈ HK$191,944/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$1,683,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,468
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$103,162
−HK$2,734/mo
Today · 4.125%
HK$105,896
baseline
▲ 0.50% · 4.625%
HK$111,478
+HK$5,582/mo
Deposit HK$19.80M · loan HK$19.80M · min. income ≈ HK$211,792/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$1,683,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,371
−HK$6,796/mo
▼ 0.25% · 3.875%
HK$111,742
−HK$3,425/mo
Today · 4.125%
HK$115,167
baseline
▲ 0.50% · 4.625%
HK$122,174
+HK$7,007/mo
Deposit HK$15.84M · loan HK$23.76M · min. income ≈ HK$230,334/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$1,683,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,562
−HK$6,513/mo
▼ 0.25% · 3.875%
HK$123,795
−HK$3,280/mo
Today · 4.125%
HK$127,075
baseline
▲ 0.50% · 4.625%
HK$133,773
+HK$6,698/mo
Deposit HK$15.84M · loan HK$23.76M · min. income ≈ HK$254,150/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$1,683,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,433
−HK$7,928/mo
▼ 0.25% · 3.875%
HK$130,365
−HK$3,996/mo
Today · 4.125%
HK$134,361
baseline
▲ 0.50% · 4.625%
HK$142,537
+HK$8,176/mo
Deposit HK$11.88M · loan HK$27.72M · min. income ≈ HK$268,722/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,683,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,655
−HK$7,599/mo
▼ 0.25% · 3.875%
HK$144,427
−HK$3,827/mo
Today · 4.125%
HK$148,254
baseline
▲ 0.50% · 4.625%
HK$156,069
+HK$7,815/mo
Deposit HK$11.88M · loan HK$27.72M · min. income ≈ HK$296,508/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,683,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,556
−HK$10,194/mo
▼ 0.25% · 3.875%
HK$167,613
−HK$5,137/mo
Today · 4.125%
HK$172,750
baseline
▲ 0.50% · 4.625%
HK$183,261
+HK$10,511/mo
Deposit HK$3.96M · loan HK$35.64M · min. income ≈ HK$345,500/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,683,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,842
−HK$9,771/mo
▼ 0.25% · 3.875%
HK$185,692
−HK$4,921/mo
Today · 4.125%
HK$190,613
baseline
▲ 0.50% · 4.625%
HK$200,660
+HK$10,047/mo
Deposit HK$3.96M · loan HK$35.64M · min. income ≈ HK$381,226/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,683,204 · Scale 2, in force from 26 Feb 2026)