LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,316
−HK$5,664/mo
▼ 0.25% · 3.875%
HK$93,126
−HK$2,854/mo
Today · 4.125%
HK$95,980
baseline
▲ 0.50% · 4.625%
HK$101,820
+HK$5,840/mo
Deposit HK$19.80M · loan HK$19.80M · min. income ≈ HK$191,960/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$1,683,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,476
−HK$5,428/mo
▼ 0.25% · 3.875%
HK$103,171
−HK$2,733/mo
Today · 4.125%
HK$105,904
baseline
▲ 0.50% · 4.625%
HK$111,487
+HK$5,583/mo
Deposit HK$19.80M · loan HK$19.80M · min. income ≈ HK$211,808/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$1,683,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,380
−HK$6,796/mo
▼ 0.25% · 3.875%
HK$111,751
−HK$3,425/mo
Today · 4.125%
HK$115,176
baseline
▲ 0.50% · 4.625%
HK$122,184
+HK$7,008/mo
Deposit HK$15.84M · loan HK$23.76M · min. income ≈ HK$230,352/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$1,683,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,571
−HK$6,514/mo
▼ 0.25% · 3.875%
HK$123,805
−HK$3,280/mo
Today · 4.125%
HK$127,085
baseline
▲ 0.50% · 4.625%
HK$133,784
+HK$6,699/mo
Deposit HK$15.84M · loan HK$23.76M · min. income ≈ HK$254,170/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$1,683,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,443
−HK$7,929/mo
▼ 0.25% · 3.875%
HK$130,376
−HK$3,996/mo
Today · 4.125%
HK$134,372
baseline
▲ 0.50% · 4.625%
HK$142,548
+HK$8,176/mo
Deposit HK$11.88M · loan HK$27.73M · min. income ≈ HK$268,744/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,683,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,666
−HK$7,600/mo
▼ 0.25% · 3.875%
HK$144,439
−HK$3,827/mo
Today · 4.125%
HK$148,266
baseline
▲ 0.50% · 4.625%
HK$156,081
+HK$7,815/mo
Deposit HK$11.88M · loan HK$27.73M · min. income ≈ HK$296,532/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,683,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,569
−HK$10,195/mo
▼ 0.25% · 3.875%
HK$167,626
−HK$5,138/mo
Today · 4.125%
HK$172,764
baseline
▲ 0.50% · 4.625%
HK$183,276
+HK$10,512/mo
Deposit HK$3.96M · loan HK$35.65M · min. income ≈ HK$345,528/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,683,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,857
−HK$9,771/mo
▼ 0.25% · 3.875%
HK$185,707
−HK$4,921/mo
Today · 4.125%
HK$190,628
baseline
▲ 0.50% · 4.625%
HK$200,676
+HK$10,048/mo
Deposit HK$3.96M · loan HK$35.65M · min. income ≈ HK$381,256/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,683,339 · Scale 2, in force from 26 Feb 2026)