LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,323
−HK$5,664/mo
▼ 0.25% · 3.875%
HK$93,132
−HK$2,855/mo
Today · 4.125%
HK$95,987
baseline
▲ 0.50% · 4.625%
HK$101,827
+HK$5,840/mo
Deposit HK$19.81M · loan HK$19.81M · min. income ≈ HK$191,974/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$1,683,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,483
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$103,178
−HK$2,734/mo
Today · 4.125%
HK$105,912
baseline
▲ 0.50% · 4.625%
HK$111,494
+HK$5,582/mo
Deposit HK$19.81M · loan HK$19.81M · min. income ≈ HK$211,824/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$1,683,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,387
−HK$6,797/mo
▼ 0.25% · 3.875%
HK$111,758
−HK$3,426/mo
Today · 4.125%
HK$115,184
baseline
▲ 0.50% · 4.625%
HK$122,193
+HK$7,009/mo
Deposit HK$15.84M · loan HK$23.77M · min. income ≈ HK$230,368/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$1,683,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,579
−HK$6,515/mo
▼ 0.25% · 3.875%
HK$123,813
−HK$3,281/mo
Today · 4.125%
HK$127,094
baseline
▲ 0.50% · 4.625%
HK$133,793
+HK$6,699/mo
Deposit HK$15.84M · loan HK$23.77M · min. income ≈ HK$254,188/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$1,683,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,452
−HK$7,929/mo
▼ 0.25% · 3.875%
HK$130,385
−HK$3,996/mo
Today · 4.125%
HK$134,381
baseline
▲ 0.50% · 4.625%
HK$142,558
+HK$8,177/mo
Deposit HK$11.88M · loan HK$27.73M · min. income ≈ HK$268,762/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,683,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,676
−HK$7,600/mo
▼ 0.25% · 3.875%
HK$144,449
−HK$3,827/mo
Today · 4.125%
HK$148,276
baseline
▲ 0.50% · 4.625%
HK$156,092
+HK$7,816/mo
Deposit HK$11.88M · loan HK$27.73M · min. income ≈ HK$296,552/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,683,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,581
−HK$10,195/mo
▼ 0.25% · 3.875%
HK$167,638
−HK$5,138/mo
Today · 4.125%
HK$172,776
baseline
▲ 0.50% · 4.625%
HK$183,289
+HK$10,513/mo
Deposit HK$3.96M · loan HK$35.65M · min. income ≈ HK$345,552/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,683,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,869
−HK$9,772/mo
▼ 0.25% · 3.875%
HK$185,720
−HK$4,921/mo
Today · 4.125%
HK$190,641
baseline
▲ 0.50% · 4.625%
HK$200,690
+HK$10,049/mo
Deposit HK$3.96M · loan HK$35.65M · min. income ≈ HK$381,282/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,683,455 · Scale 2, in force from 26 Feb 2026)