LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,325
−HK$5,664/mo
▼ 0.25% · 3.875%
HK$93,135
−HK$2,854/mo
Today · 4.125%
HK$95,989
baseline
▲ 0.50% · 4.625%
HK$101,830
+HK$5,841/mo
Deposit HK$19.81M · loan HK$19.81M · min. income ≈ HK$191,978/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$1,683,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,486
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$103,181
−HK$2,734/mo
Today · 4.125%
HK$105,915
baseline
▲ 0.50% · 4.625%
HK$111,497
+HK$5,582/mo
Deposit HK$19.81M · loan HK$19.81M · min. income ≈ HK$211,830/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$1,683,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,390
−HK$6,797/mo
▼ 0.25% · 3.875%
HK$111,761
−HK$3,426/mo
Today · 4.125%
HK$115,187
baseline
▲ 0.50% · 4.625%
HK$122,196
+HK$7,009/mo
Deposit HK$15.84M · loan HK$23.77M · min. income ≈ HK$230,374/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$1,683,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,583
−HK$6,514/mo
▼ 0.25% · 3.875%
HK$123,817
−HK$3,280/mo
Today · 4.125%
HK$127,097
baseline
▲ 0.50% · 4.625%
HK$133,797
+HK$6,700/mo
Deposit HK$15.84M · loan HK$23.77M · min. income ≈ HK$254,194/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$1,683,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,455
−HK$7,930/mo
▼ 0.25% · 3.875%
HK$130,388
−HK$3,997/mo
Today · 4.125%
HK$134,385
baseline
▲ 0.50% · 4.625%
HK$142,562
+HK$8,177/mo
Deposit HK$11.88M · loan HK$27.73M · min. income ≈ HK$268,770/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,683,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,680
−HK$7,600/mo
▼ 0.25% · 3.875%
HK$144,453
−HK$3,827/mo
Today · 4.125%
HK$148,280
baseline
▲ 0.50% · 4.625%
HK$156,096
+HK$7,816/mo
Deposit HK$11.88M · loan HK$27.73M · min. income ≈ HK$296,560/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,683,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,585
−HK$10,195/mo
▼ 0.25% · 3.875%
HK$167,642
−HK$5,138/mo
Today · 4.125%
HK$172,780
baseline
▲ 0.50% · 4.625%
HK$183,294
+HK$10,514/mo
Deposit HK$3.96M · loan HK$35.65M · min. income ≈ HK$345,560/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,683,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,874
−HK$9,772/mo
▼ 0.25% · 3.875%
HK$185,725
−HK$4,921/mo
Today · 4.125%
HK$190,646
baseline
▲ 0.50% · 4.625%
HK$200,695
+HK$10,049/mo
Deposit HK$3.96M · loan HK$35.65M · min. income ≈ HK$381,292/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,683,500 · Scale 2, in force from 26 Feb 2026)