LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,327
−HK$5,664/mo
▼ 0.25% · 3.875%
HK$93,136
−HK$2,855/mo
Today · 4.125%
HK$95,991
baseline
▲ 0.50% · 4.625%
HK$101,832
+HK$5,841/mo
Deposit HK$19.81M · loan HK$19.81M · min. income ≈ HK$191,982/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$1,683,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,488
−HK$5,429/mo
▼ 0.25% · 3.875%
HK$103,183
−HK$2,734/mo
Today · 4.125%
HK$105,917
baseline
▲ 0.50% · 4.625%
HK$111,500
+HK$5,583/mo
Deposit HK$19.81M · loan HK$19.81M · min. income ≈ HK$211,834/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$1,683,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,392
−HK$6,797/mo
▼ 0.25% · 3.875%
HK$111,764
−HK$3,425/mo
Today · 4.125%
HK$115,189
baseline
▲ 0.50% · 4.625%
HK$122,198
+HK$7,009/mo
Deposit HK$15.85M · loan HK$23.77M · min. income ≈ HK$230,378/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$1,683,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,585
−HK$6,515/mo
▼ 0.25% · 3.875%
HK$123,819
−HK$3,281/mo
Today · 4.125%
HK$127,100
baseline
▲ 0.50% · 4.625%
HK$133,800
+HK$6,700/mo
Deposit HK$15.85M · loan HK$23.77M · min. income ≈ HK$254,200/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$1,683,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,457
−HK$7,930/mo
▼ 0.25% · 3.875%
HK$130,391
−HK$3,996/mo
Today · 4.125%
HK$134,387
baseline
▲ 0.50% · 4.625%
HK$142,565
+HK$8,178/mo
Deposit HK$11.88M · loan HK$27.73M · min. income ≈ HK$268,774/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,683,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,683
−HK$7,600/mo
▼ 0.25% · 3.875%
HK$144,456
−HK$3,827/mo
Today · 4.125%
HK$148,283
baseline
▲ 0.50% · 4.625%
HK$156,100
+HK$7,817/mo
Deposit HK$11.88M · loan HK$27.73M · min. income ≈ HK$296,566/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,683,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,588
−HK$10,196/mo
▼ 0.25% · 3.875%
HK$167,646
−HK$5,138/mo
Today · 4.125%
HK$172,784
baseline
▲ 0.50% · 4.625%
HK$183,297
+HK$10,513/mo
Deposit HK$3.96M · loan HK$35.65M · min. income ≈ HK$345,568/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,683,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,878
−HK$9,772/mo
▼ 0.25% · 3.875%
HK$185,729
−HK$4,921/mo
Today · 4.125%
HK$190,650
baseline
▲ 0.50% · 4.625%
HK$200,699
+HK$10,049/mo
Deposit HK$3.96M · loan HK$35.65M · min. income ≈ HK$381,300/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,683,534 · Scale 2, in force from 26 Feb 2026)