LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,328
−HK$5,664/mo
▼ 0.25% · 3.875%
HK$93,137
−HK$2,855/mo
Today · 4.125%
HK$95,992
baseline
▲ 0.50% · 4.625%
HK$101,833
+HK$5,841/mo
Deposit HK$19.81M · loan HK$19.81M · min. income ≈ HK$191,984/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$1,683,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,488
−HK$5,430/mo
▼ 0.25% · 3.875%
HK$103,184
−HK$2,734/mo
Today · 4.125%
HK$105,918
baseline
▲ 0.50% · 4.625%
HK$111,501
+HK$5,583/mo
Deposit HK$19.81M · loan HK$19.81M · min. income ≈ HK$211,836/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$1,683,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,393
−HK$6,797/mo
▼ 0.25% · 3.875%
HK$111,765
−HK$3,425/mo
Today · 4.125%
HK$115,190
baseline
▲ 0.50% · 4.625%
HK$122,199
+HK$7,009/mo
Deposit HK$15.85M · loan HK$23.77M · min. income ≈ HK$230,380/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$1,683,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,586
−HK$6,515/mo
▼ 0.25% · 3.875%
HK$123,820
−HK$3,281/mo
Today · 4.125%
HK$127,101
baseline
▲ 0.50% · 4.625%
HK$133,801
+HK$6,700/mo
Deposit HK$15.85M · loan HK$23.77M · min. income ≈ HK$254,202/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$1,683,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,459
−HK$7,930/mo
▼ 0.25% · 3.875%
HK$130,392
−HK$3,997/mo
Today · 4.125%
HK$134,389
baseline
▲ 0.50% · 4.625%
HK$142,566
+HK$8,177/mo
Deposit HK$11.88M · loan HK$27.73M · min. income ≈ HK$268,778/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,683,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,684
−HK$7,601/mo
▼ 0.25% · 3.875%
HK$144,457
−HK$3,828/mo
Today · 4.125%
HK$148,285
baseline
▲ 0.50% · 4.625%
HK$156,101
+HK$7,816/mo
Deposit HK$11.88M · loan HK$27.73M · min. income ≈ HK$296,570/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,683,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,590
−HK$10,195/mo
▼ 0.25% · 3.875%
HK$167,647
−HK$5,138/mo
Today · 4.125%
HK$172,785
baseline
▲ 0.50% · 4.625%
HK$183,299
+HK$10,514/mo
Deposit HK$3.96M · loan HK$35.65M · min. income ≈ HK$345,570/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,683,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,879
−HK$9,773/mo
▼ 0.25% · 3.875%
HK$185,730
−HK$4,922/mo
Today · 4.125%
HK$190,652
baseline
▲ 0.50% · 4.625%
HK$200,701
+HK$10,049/mo
Deposit HK$3.96M · loan HK$35.65M · min. income ≈ HK$381,304/mo (50% DSR)
Upfront cash ≈ HK$5.64M (deposit + AVD stamp duty HK$1,683,548 · Scale 2, in force from 26 Feb 2026)