LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,344
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$93,154
−HK$2,856/mo
Today · 4.125%
HK$96,010
baseline
▲ 0.50% · 4.625%
HK$101,852
+HK$5,842/mo
Deposit HK$19.81M · loan HK$19.81M · min. income ≈ HK$192,020/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$1,683,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,507
−HK$5,430/mo
▼ 0.25% · 3.875%
HK$103,203
−HK$2,734/mo
Today · 4.125%
HK$105,937
baseline
▲ 0.50% · 4.625%
HK$111,521
+HK$5,584/mo
Deposit HK$19.81M · loan HK$19.81M · min. income ≈ HK$211,874/mo (50% DSR)
Upfront cash ≈ HK$21.49M (deposit + AVD stamp duty HK$1,683,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,413
−HK$6,798/mo
▼ 0.25% · 3.875%
HK$111,785
−HK$3,426/mo
Today · 4.125%
HK$115,211
baseline
▲ 0.50% · 4.625%
HK$122,222
+HK$7,011/mo
Deposit HK$15.85M · loan HK$23.77M · min. income ≈ HK$230,422/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$1,683,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,608
−HK$6,516/mo
▼ 0.25% · 3.875%
HK$123,843
−HK$3,281/mo
Today · 4.125%
HK$127,124
baseline
▲ 0.50% · 4.625%
HK$133,825
+HK$6,701/mo
Deposit HK$15.85M · loan HK$23.77M · min. income ≈ HK$254,248/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$1,683,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,482
−HK$7,931/mo
▼ 0.25% · 3.875%
HK$130,416
−HK$3,997/mo
Today · 4.125%
HK$134,413
baseline
▲ 0.50% · 4.625%
HK$142,592
+HK$8,179/mo
Deposit HK$11.89M · loan HK$27.73M · min. income ≈ HK$268,826/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,683,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,710
−HK$7,602/mo
▼ 0.25% · 3.875%
HK$144,484
−HK$3,828/mo
Today · 4.125%
HK$148,312
baseline
▲ 0.50% · 4.625%
HK$156,130
+HK$7,818/mo
Deposit HK$11.89M · loan HK$27.73M · min. income ≈ HK$296,624/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,683,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,620
−HK$10,197/mo
▼ 0.25% · 3.875%
HK$167,678
−HK$5,139/mo
Today · 4.125%
HK$172,817
baseline
▲ 0.50% · 4.625%
HK$183,333
+HK$10,516/mo
Deposit HK$3.96M · loan HK$35.66M · min. income ≈ HK$345,634/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,683,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,913
−HK$9,774/mo
▼ 0.25% · 3.875%
HK$185,765
−HK$4,922/mo
Today · 4.125%
HK$190,687
baseline
▲ 0.50% · 4.625%
HK$200,738
+HK$10,051/mo
Deposit HK$3.96M · loan HK$35.66M · min. income ≈ HK$381,374/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,683,858 · Scale 2, in force from 26 Feb 2026)