LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,353
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$93,163
−HK$2,856/mo
Today · 4.125%
HK$96,019
baseline
▲ 0.50% · 4.625%
HK$101,861
+HK$5,842/mo
Deposit HK$19.81M · loan HK$19.81M · min. income ≈ HK$192,038/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$1,684,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,516
−HK$5,431/mo
▼ 0.25% · 3.875%
HK$103,212
−HK$2,735/mo
Today · 4.125%
HK$105,947
baseline
▲ 0.50% · 4.625%
HK$111,532
+HK$5,585/mo
Deposit HK$19.81M · loan HK$19.81M · min. income ≈ HK$211,894/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$1,684,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,423
−HK$6,799/mo
▼ 0.25% · 3.875%
HK$111,796
−HK$3,426/mo
Today · 4.125%
HK$115,222
baseline
▲ 0.50% · 4.625%
HK$122,233
+HK$7,011/mo
Deposit HK$15.85M · loan HK$23.77M · min. income ≈ HK$230,444/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$1,684,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,620
−HK$6,516/mo
▼ 0.25% · 3.875%
HK$123,855
−HK$3,281/mo
Today · 4.125%
HK$127,136
baseline
▲ 0.50% · 4.625%
HK$133,838
+HK$6,702/mo
Deposit HK$15.85M · loan HK$23.77M · min. income ≈ HK$254,272/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$1,684,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,494
−HK$7,932/mo
▼ 0.25% · 3.875%
HK$130,428
−HK$3,998/mo
Today · 4.125%
HK$134,426
baseline
▲ 0.50% · 4.625%
HK$142,606
+HK$8,180/mo
Deposit HK$11.89M · loan HK$27.74M · min. income ≈ HK$268,852/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,684,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,723
−HK$7,603/mo
▼ 0.25% · 3.875%
HK$144,497
−HK$3,829/mo
Today · 4.125%
HK$148,326
baseline
▲ 0.50% · 4.625%
HK$156,144
+HK$7,818/mo
Deposit HK$11.89M · loan HK$27.74M · min. income ≈ HK$296,652/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,684,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,635
−HK$10,199/mo
▼ 0.25% · 3.875%
HK$167,694
−HK$5,140/mo
Today · 4.125%
HK$172,834
baseline
▲ 0.50% · 4.625%
HK$183,350
+HK$10,516/mo
Deposit HK$3.96M · loan HK$35.66M · min. income ≈ HK$345,668/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,684,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,930
−HK$9,775/mo
▼ 0.25% · 3.875%
HK$185,782
−HK$4,923/mo
Today · 4.125%
HK$190,705
baseline
▲ 0.50% · 4.625%
HK$200,757
+HK$10,052/mo
Deposit HK$3.96M · loan HK$35.66M · min. income ≈ HK$381,410/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,684,017 · Scale 2, in force from 26 Feb 2026)