LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,361
−HK$5,666/mo
▼ 0.25% · 3.875%
HK$93,172
−HK$2,855/mo
Today · 4.125%
HK$96,027
baseline
▲ 0.50% · 4.625%
HK$101,870
+HK$5,843/mo
Deposit HK$19.81M · loan HK$19.81M · min. income ≈ HK$192,054/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$1,684,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,525
−HK$5,432/mo
▼ 0.25% · 3.875%
HK$103,222
−HK$2,735/mo
Today · 4.125%
HK$105,957
baseline
▲ 0.50% · 4.625%
HK$111,542
+HK$5,585/mo
Deposit HK$19.81M · loan HK$19.81M · min. income ≈ HK$211,914/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$1,684,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,433
−HK$6,800/mo
▼ 0.25% · 3.875%
HK$111,806
−HK$3,427/mo
Today · 4.125%
HK$115,233
baseline
▲ 0.50% · 4.625%
HK$122,244
+HK$7,011/mo
Deposit HK$15.85M · loan HK$23.78M · min. income ≈ HK$230,466/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$1,684,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,631
−HK$6,517/mo
▼ 0.25% · 3.875%
HK$123,866
−HK$3,282/mo
Today · 4.125%
HK$127,148
baseline
▲ 0.50% · 4.625%
HK$133,850
+HK$6,702/mo
Deposit HK$15.85M · loan HK$23.78M · min. income ≈ HK$254,296/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$1,684,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,505
−HK$7,933/mo
▼ 0.25% · 3.875%
HK$130,440
−HK$3,998/mo
Today · 4.125%
HK$134,438
baseline
▲ 0.50% · 4.625%
HK$142,618
+HK$8,180/mo
Deposit HK$11.89M · loan HK$27.74M · min. income ≈ HK$268,876/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,684,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,736
−HK$7,603/mo
▼ 0.25% · 3.875%
HK$144,510
−HK$3,829/mo
Today · 4.125%
HK$148,339
baseline
▲ 0.50% · 4.625%
HK$156,158
+HK$7,819/mo
Deposit HK$11.89M · loan HK$27.74M · min. income ≈ HK$296,678/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,684,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,649
−HK$10,200/mo
▼ 0.25% · 3.875%
HK$167,709
−HK$5,140/mo
Today · 4.125%
HK$172,849
baseline
▲ 0.50% · 4.625%
HK$183,366
+HK$10,517/mo
Deposit HK$3.96M · loan HK$35.66M · min. income ≈ HK$345,698/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,684,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,946
−HK$9,776/mo
▼ 0.25% · 3.875%
HK$185,799
−HK$4,923/mo
Today · 4.125%
HK$190,722
baseline
▲ 0.50% · 4.625%
HK$200,775
+HK$10,053/mo
Deposit HK$3.96M · loan HK$35.66M · min. income ≈ HK$381,444/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,684,168 · Scale 2, in force from 26 Feb 2026)