LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,365
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$93,176
−HK$2,856/mo
Today · 4.125%
HK$96,032
baseline
▲ 0.50% · 4.625%
HK$101,875
+HK$5,843/mo
Deposit HK$19.81M · loan HK$19.81M · min. income ≈ HK$192,064/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$1,684,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,530
−HK$5,431/mo
▼ 0.25% · 3.875%
HK$103,226
−HK$2,735/mo
Today · 4.125%
HK$105,961
baseline
▲ 0.50% · 4.625%
HK$111,547
+HK$5,586/mo
Deposit HK$19.81M · loan HK$19.81M · min. income ≈ HK$211,922/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$1,684,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,438
−HK$6,800/mo
▼ 0.25% · 3.875%
HK$111,811
−HK$3,427/mo
Today · 4.125%
HK$115,238
baseline
▲ 0.50% · 4.625%
HK$122,250
+HK$7,012/mo
Deposit HK$15.85M · loan HK$23.78M · min. income ≈ HK$230,476/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$1,684,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,636
−HK$6,518/mo
▼ 0.25% · 3.875%
HK$123,872
−HK$3,282/mo
Today · 4.125%
HK$127,154
baseline
▲ 0.50% · 4.625%
HK$133,856
+HK$6,702/mo
Deposit HK$15.85M · loan HK$23.78M · min. income ≈ HK$254,308/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$1,684,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,511
−HK$7,933/mo
▼ 0.25% · 3.875%
HK$130,446
−HK$3,998/mo
Today · 4.125%
HK$134,444
baseline
▲ 0.50% · 4.625%
HK$142,625
+HK$8,181/mo
Deposit HK$11.89M · loan HK$27.74M · min. income ≈ HK$268,888/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,684,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,742
−HK$7,604/mo
▼ 0.25% · 3.875%
HK$144,517
−HK$3,829/mo
Today · 4.125%
HK$148,346
baseline
▲ 0.50% · 4.625%
HK$156,166
+HK$7,820/mo
Deposit HK$11.89M · loan HK$27.74M · min. income ≈ HK$296,692/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,684,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,657
−HK$10,200/mo
▼ 0.25% · 3.875%
HK$167,717
−HK$5,140/mo
Today · 4.125%
HK$172,857
baseline
▲ 0.50% · 4.625%
HK$183,375
+HK$10,518/mo
Deposit HK$3.96M · loan HK$35.67M · min. income ≈ HK$345,714/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,684,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,954
−HK$9,777/mo
▼ 0.25% · 3.875%
HK$185,807
−HK$4,924/mo
Today · 4.125%
HK$190,731
baseline
▲ 0.50% · 4.625%
HK$200,784
+HK$10,053/mo
Deposit HK$3.96M · loan HK$35.67M · min. income ≈ HK$381,462/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,684,246 · Scale 2, in force from 26 Feb 2026)