LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,371
−HK$5,667/mo
▼ 0.25% · 3.875%
HK$93,182
−HK$2,856/mo
Today · 4.125%
HK$96,038
baseline
▲ 0.50% · 4.625%
HK$101,882
+HK$5,844/mo
Deposit HK$19.82M · loan HK$19.82M · min. income ≈ HK$192,076/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$1,684,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,537
−HK$5,432/mo
▼ 0.25% · 3.875%
HK$103,233
−HK$2,736/mo
Today · 4.125%
HK$105,969
baseline
▲ 0.50% · 4.625%
HK$111,554
+HK$5,585/mo
Deposit HK$19.82M · loan HK$19.82M · min. income ≈ HK$211,938/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$1,684,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,445
−HK$6,801/mo
▼ 0.25% · 3.875%
HK$111,818
−HK$3,428/mo
Today · 4.125%
HK$115,246
baseline
▲ 0.50% · 4.625%
HK$122,258
+HK$7,012/mo
Deposit HK$15.85M · loan HK$23.78M · min. income ≈ HK$230,492/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$1,684,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,644
−HK$6,518/mo
▼ 0.25% · 3.875%
HK$123,880
−HK$3,282/mo
Today · 4.125%
HK$127,162
baseline
▲ 0.50% · 4.625%
HK$133,865
+HK$6,703/mo
Deposit HK$15.85M · loan HK$23.78M · min. income ≈ HK$254,324/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$1,684,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,519
−HK$7,934/mo
▼ 0.25% · 3.875%
HK$130,455
−HK$3,998/mo
Today · 4.125%
HK$134,453
baseline
▲ 0.50% · 4.625%
HK$142,634
+HK$8,181/mo
Deposit HK$11.89M · loan HK$27.74M · min. income ≈ HK$268,906/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,684,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,752
−HK$7,604/mo
▼ 0.25% · 3.875%
HK$144,526
−HK$3,830/mo
Today · 4.125%
HK$148,356
baseline
▲ 0.50% · 4.625%
HK$156,176
+HK$7,820/mo
Deposit HK$11.89M · loan HK$27.74M · min. income ≈ HK$296,712/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,684,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,668
−HK$10,200/mo
▼ 0.25% · 3.875%
HK$167,728
−HK$5,140/mo
Today · 4.125%
HK$172,868
baseline
▲ 0.50% · 4.625%
HK$183,387
+HK$10,519/mo
Deposit HK$3.96M · loan HK$35.67M · min. income ≈ HK$345,736/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,684,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,966
−HK$9,777/mo
▼ 0.25% · 3.875%
HK$185,820
−HK$4,923/mo
Today · 4.125%
HK$190,743
baseline
▲ 0.50% · 4.625%
HK$200,798
+HK$10,055/mo
Deposit HK$3.96M · loan HK$35.67M · min. income ≈ HK$381,486/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,684,358 · Scale 2, in force from 26 Feb 2026)