LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,382
−HK$5,668/mo
▼ 0.25% · 3.875%
HK$93,194
−HK$2,856/mo
Today · 4.125%
HK$96,050
baseline
▲ 0.50% · 4.625%
HK$101,894
+HK$5,844/mo
Deposit HK$19.82M · loan HK$19.82M · min. income ≈ HK$192,100/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$1,684,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,549
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$103,246
−HK$2,736/mo
Today · 4.125%
HK$105,982
baseline
▲ 0.50% · 4.625%
HK$111,568
+HK$5,586/mo
Deposit HK$19.82M · loan HK$19.82M · min. income ≈ HK$211,964/mo (50% DSR)
Upfront cash ≈ HK$21.50M (deposit + AVD stamp duty HK$1,684,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,459
−HK$6,801/mo
▼ 0.25% · 3.875%
HK$111,832
−HK$3,428/mo
Today · 4.125%
HK$115,260
baseline
▲ 0.50% · 4.625%
HK$122,273
+HK$7,013/mo
Deposit HK$15.85M · loan HK$23.78M · min. income ≈ HK$230,520/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$1,684,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,659
−HK$6,519/mo
▼ 0.25% · 3.875%
HK$123,895
−HK$3,283/mo
Today · 4.125%
HK$127,178
baseline
▲ 0.50% · 4.625%
HK$133,882
+HK$6,704/mo
Deposit HK$15.85M · loan HK$23.78M · min. income ≈ HK$254,356/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$1,684,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,535
−HK$7,935/mo
▼ 0.25% · 3.875%
HK$130,471
−HK$3,999/mo
Today · 4.125%
HK$134,470
baseline
▲ 0.50% · 4.625%
HK$142,652
+HK$8,182/mo
Deposit HK$11.89M · loan HK$27.75M · min. income ≈ HK$268,940/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,684,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,769
−HK$7,605/mo
▼ 0.25% · 3.875%
HK$144,544
−HK$3,830/mo
Today · 4.125%
HK$148,374
baseline
▲ 0.50% · 4.625%
HK$156,195
+HK$7,821/mo
Deposit HK$11.89M · loan HK$27.75M · min. income ≈ HK$296,748/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,684,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,688
−HK$10,202/mo
▼ 0.25% · 3.875%
HK$167,749
−HK$5,141/mo
Today · 4.125%
HK$172,890
baseline
▲ 0.50% · 4.625%
HK$183,410
+HK$10,520/mo
Deposit HK$3.96M · loan HK$35.67M · min. income ≈ HK$345,780/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,684,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,989
−HK$9,778/mo
▼ 0.25% · 3.875%
HK$185,843
−HK$4,924/mo
Today · 4.125%
HK$190,767
baseline
▲ 0.50% · 4.625%
HK$200,823
+HK$10,056/mo
Deposit HK$3.96M · loan HK$35.67M · min. income ≈ HK$381,534/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,684,567 · Scale 2, in force from 26 Feb 2026)