LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,398
−HK$5,669/mo
▼ 0.25% · 3.875%
HK$93,210
−HK$2,857/mo
Today · 4.125%
HK$96,067
baseline
▲ 0.50% · 4.625%
HK$101,913
+HK$5,846/mo
Deposit HK$19.82M · loan HK$19.82M · min. income ≈ HK$192,134/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$1,684,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,567
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$103,264
−HK$2,737/mo
Today · 4.125%
HK$106,001
baseline
▲ 0.50% · 4.625%
HK$111,588
+HK$5,587/mo
Deposit HK$19.82M · loan HK$19.82M · min. income ≈ HK$212,002/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$1,684,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,478
−HK$6,802/mo
▼ 0.25% · 3.875%
HK$111,852
−HK$3,428/mo
Today · 4.125%
HK$115,280
baseline
▲ 0.50% · 4.625%
HK$122,295
+HK$7,015/mo
Deposit HK$15.86M · loan HK$23.79M · min. income ≈ HK$230,560/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$1,684,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,681
−HK$6,520/mo
▼ 0.25% · 3.875%
HK$123,917
−HK$3,284/mo
Today · 4.125%
HK$127,201
baseline
▲ 0.50% · 4.625%
HK$133,906
+HK$6,705/mo
Deposit HK$15.86M · loan HK$23.79M · min. income ≈ HK$254,402/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$1,684,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,558
−HK$7,936/mo
▼ 0.25% · 3.875%
HK$130,494
−HK$4,000/mo
Today · 4.125%
HK$134,494
baseline
▲ 0.50% · 4.625%
HK$142,678
+HK$8,184/mo
Deposit HK$11.89M · loan HK$27.75M · min. income ≈ HK$268,988/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,684,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,794
−HK$7,607/mo
▼ 0.25% · 3.875%
HK$144,570
−HK$3,831/mo
Today · 4.125%
HK$148,401
baseline
▲ 0.50% · 4.625%
HK$156,223
+HK$7,822/mo
Deposit HK$11.89M · loan HK$27.75M · min. income ≈ HK$296,802/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,684,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,717
−HK$10,204/mo
▼ 0.25% · 3.875%
HK$167,778
−HK$5,143/mo
Today · 4.125%
HK$172,921
baseline
▲ 0.50% · 4.625%
HK$183,443
+HK$10,522/mo
Deposit HK$3.96M · loan HK$35.68M · min. income ≈ HK$345,842/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,684,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,021
−HK$9,780/mo
▼ 0.25% · 3.875%
HK$185,876
−HK$4,925/mo
Today · 4.125%
HK$190,801
baseline
▲ 0.50% · 4.625%
HK$200,858
+HK$10,057/mo
Deposit HK$3.96M · loan HK$35.68M · min. income ≈ HK$381,602/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,684,867 · Scale 2, in force from 26 Feb 2026)