LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,405
−HK$5,669/mo
▼ 0.25% · 3.875%
HK$93,217
−HK$2,857/mo
Today · 4.125%
HK$96,074
baseline
▲ 0.50% · 4.625%
HK$101,920
+HK$5,846/mo
Deposit HK$19.82M · loan HK$19.82M · min. income ≈ HK$192,148/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$1,684,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,575
−HK$5,433/mo
▼ 0.25% · 3.875%
HK$103,272
−HK$2,736/mo
Today · 4.125%
HK$106,008
baseline
▲ 0.50% · 4.625%
HK$111,596
+HK$5,588/mo
Deposit HK$19.82M · loan HK$19.82M · min. income ≈ HK$212,016/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$1,684,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,486
−HK$6,803/mo
▼ 0.25% · 3.875%
HK$111,860
−HK$3,429/mo
Today · 4.125%
HK$115,289
baseline
▲ 0.50% · 4.625%
HK$122,304
+HK$7,015/mo
Deposit HK$15.86M · loan HK$23.79M · min. income ≈ HK$230,578/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$1,684,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,689
−HK$6,521/mo
▼ 0.25% · 3.875%
HK$123,926
−HK$3,284/mo
Today · 4.125%
HK$127,210
baseline
▲ 0.50% · 4.625%
HK$133,915
+HK$6,705/mo
Deposit HK$15.86M · loan HK$23.79M · min. income ≈ HK$254,420/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$1,684,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,567
−HK$7,937/mo
▼ 0.25% · 3.875%
HK$130,504
−HK$4,000/mo
Today · 4.125%
HK$134,504
baseline
▲ 0.50% · 4.625%
HK$142,688
+HK$8,184/mo
Deposit HK$11.89M · loan HK$27.75M · min. income ≈ HK$269,008/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,684,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,804
−HK$7,608/mo
▼ 0.25% · 3.875%
HK$144,581
−HK$3,831/mo
Today · 4.125%
HK$148,412
baseline
▲ 0.50% · 4.625%
HK$156,235
+HK$7,823/mo
Deposit HK$11.89M · loan HK$27.75M · min. income ≈ HK$296,824/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,684,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,729
−HK$10,204/mo
▼ 0.25% · 3.875%
HK$167,791
−HK$5,142/mo
Today · 4.125%
HK$172,933
baseline
▲ 0.50% · 4.625%
HK$183,456
+HK$10,523/mo
Deposit HK$3.96M · loan HK$35.68M · min. income ≈ HK$345,866/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,684,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,034
−HK$9,781/mo
▼ 0.25% · 3.875%
HK$185,889
−HK$4,926/mo
Today · 4.125%
HK$190,815
baseline
▲ 0.50% · 4.625%
HK$200,873
+HK$10,058/mo
Deposit HK$3.96M · loan HK$35.68M · min. income ≈ HK$381,630/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,684,990 · Scale 2, in force from 26 Feb 2026)