LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,415
−HK$5,670/mo
▼ 0.25% · 3.875%
HK$93,227
−HK$2,858/mo
Today · 4.125%
HK$96,085
baseline
▲ 0.50% · 4.625%
HK$101,931
+HK$5,846/mo
Deposit HK$19.83M · loan HK$19.83M · min. income ≈ HK$192,170/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$1,685,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,586
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$103,283
−HK$2,737/mo
Today · 4.125%
HK$106,020
baseline
▲ 0.50% · 4.625%
HK$111,608
+HK$5,588/mo
Deposit HK$19.83M · loan HK$19.83M · min. income ≈ HK$212,040/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$1,685,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,498
−HK$6,804/mo
▼ 0.25% · 3.875%
HK$111,873
−HK$3,429/mo
Today · 4.125%
HK$115,302
baseline
▲ 0.50% · 4.625%
HK$122,317
+HK$7,015/mo
Deposit HK$15.86M · loan HK$23.79M · min. income ≈ HK$230,604/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$1,685,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,703
−HK$6,521/mo
▼ 0.25% · 3.875%
HK$123,940
−HK$3,284/mo
Today · 4.125%
HK$127,224
baseline
▲ 0.50% · 4.625%
HK$133,930
+HK$6,706/mo
Deposit HK$15.86M · loan HK$23.79M · min. income ≈ HK$254,448/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$1,685,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,581
−HK$7,937/mo
▼ 0.25% · 3.875%
HK$130,518
−HK$4,000/mo
Today · 4.125%
HK$134,518
baseline
▲ 0.50% · 4.625%
HK$142,704
+HK$8,186/mo
Deposit HK$11.90M · loan HK$27.76M · min. income ≈ HK$269,036/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,685,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,820
−HK$7,608/mo
▼ 0.25% · 3.875%
HK$144,597
−HK$3,831/mo
Today · 4.125%
HK$148,428
baseline
▲ 0.50% · 4.625%
HK$156,252
+HK$7,824/mo
Deposit HK$11.90M · loan HK$27.76M · min. income ≈ HK$296,856/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,685,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,747
−HK$10,205/mo
▼ 0.25% · 3.875%
HK$167,809
−HK$5,143/mo
Today · 4.125%
HK$172,952
baseline
▲ 0.50% · 4.625%
HK$183,476
+HK$10,524/mo
Deposit HK$3.97M · loan HK$35.69M · min. income ≈ HK$345,904/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,685,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,054
−HK$9,782/mo
▼ 0.25% · 3.875%
HK$185,910
−HK$4,926/mo
Today · 4.125%
HK$190,836
baseline
▲ 0.50% · 4.625%
HK$200,895
+HK$10,059/mo
Deposit HK$3.97M · loan HK$35.69M · min. income ≈ HK$381,672/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,685,175 · Scale 2, in force from 26 Feb 2026)