LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,417
−HK$5,670/mo
▼ 0.25% · 3.875%
HK$93,229
−HK$2,858/mo
Today · 4.125%
HK$96,087
baseline
▲ 0.50% · 4.625%
HK$101,933
+HK$5,846/mo
Deposit HK$19.83M · loan HK$19.83M · min. income ≈ HK$192,174/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$1,685,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,588
−HK$5,434/mo
▼ 0.25% · 3.875%
HK$103,286
−HK$2,736/mo
Today · 4.125%
HK$106,022
baseline
▲ 0.50% · 4.625%
HK$111,611
+HK$5,589/mo
Deposit HK$19.83M · loan HK$19.83M · min. income ≈ HK$212,044/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$1,685,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,500
−HK$6,804/mo
▼ 0.25% · 3.875%
HK$111,875
−HK$3,429/mo
Today · 4.125%
HK$115,304
baseline
▲ 0.50% · 4.625%
HK$122,320
+HK$7,016/mo
Deposit HK$15.86M · loan HK$23.79M · min. income ≈ HK$230,608/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$1,685,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,705
−HK$6,522/mo
▼ 0.25% · 3.875%
HK$123,943
−HK$3,284/mo
Today · 4.125%
HK$127,227
baseline
▲ 0.50% · 4.625%
HK$133,933
+HK$6,706/mo
Deposit HK$15.86M · loan HK$23.79M · min. income ≈ HK$254,454/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$1,685,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,584
−HK$7,937/mo
▼ 0.25% · 3.875%
HK$130,521
−HK$4,000/mo
Today · 4.125%
HK$134,521
baseline
▲ 0.50% · 4.625%
HK$142,707
+HK$8,186/mo
Deposit HK$11.90M · loan HK$27.76M · min. income ≈ HK$269,042/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,685,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,823
−HK$7,608/mo
▼ 0.25% · 3.875%
HK$144,600
−HK$3,831/mo
Today · 4.125%
HK$148,431
baseline
▲ 0.50% · 4.625%
HK$156,255
+HK$7,824/mo
Deposit HK$11.90M · loan HK$27.76M · min. income ≈ HK$296,862/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,685,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,750
−HK$10,206/mo
▼ 0.25% · 3.875%
HK$167,813
−HK$5,143/mo
Today · 4.125%
HK$172,956
baseline
▲ 0.50% · 4.625%
HK$183,480
+HK$10,524/mo
Deposit HK$3.97M · loan HK$35.69M · min. income ≈ HK$345,912/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,685,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,058
−HK$9,782/mo
▼ 0.25% · 3.875%
HK$185,914
−HK$4,926/mo
Today · 4.125%
HK$190,840
baseline
▲ 0.50% · 4.625%
HK$200,900
+HK$10,060/mo
Deposit HK$3.97M · loan HK$35.69M · min. income ≈ HK$381,680/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,685,213 · Scale 2, in force from 26 Feb 2026)