LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,421
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$93,234
−HK$2,858/mo
Today · 4.125%
HK$96,092
baseline
▲ 0.50% · 4.625%
HK$101,938
+HK$5,846/mo
Deposit HK$19.83M · loan HK$19.83M · min. income ≈ HK$192,184/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$1,685,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,593
−HK$5,435/mo
▼ 0.25% · 3.875%
HK$103,291
−HK$2,737/mo
Today · 4.125%
HK$106,028
baseline
▲ 0.50% · 4.625%
HK$111,616
+HK$5,588/mo
Deposit HK$19.83M · loan HK$19.83M · min. income ≈ HK$212,056/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$1,685,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,506
−HK$6,804/mo
▼ 0.25% · 3.875%
HK$111,881
−HK$3,429/mo
Today · 4.125%
HK$115,310
baseline
▲ 0.50% · 4.625%
HK$122,326
+HK$7,016/mo
Deposit HK$15.86M · loan HK$23.79M · min. income ≈ HK$230,620/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$1,685,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,711
−HK$6,522/mo
▼ 0.25% · 3.875%
HK$123,949
−HK$3,284/mo
Today · 4.125%
HK$127,233
baseline
▲ 0.50% · 4.625%
HK$133,940
+HK$6,707/mo
Deposit HK$15.86M · loan HK$23.79M · min. income ≈ HK$254,466/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$1,685,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,590
−HK$7,938/mo
▼ 0.25% · 3.875%
HK$130,527
−HK$4,001/mo
Today · 4.125%
HK$134,528
baseline
▲ 0.50% · 4.625%
HK$142,714
+HK$8,186/mo
Deposit HK$11.90M · loan HK$27.76M · min. income ≈ HK$269,056/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,685,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,830
−HK$7,609/mo
▼ 0.25% · 3.875%
HK$144,607
−HK$3,832/mo
Today · 4.125%
HK$148,439
baseline
▲ 0.50% · 4.625%
HK$156,263
+HK$7,824/mo
Deposit HK$11.90M · loan HK$27.76M · min. income ≈ HK$296,878/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,685,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,758
−HK$10,207/mo
▼ 0.25% · 3.875%
HK$167,821
−HK$5,144/mo
Today · 4.125%
HK$172,965
baseline
▲ 0.50% · 4.625%
HK$183,489
+HK$10,524/mo
Deposit HK$3.97M · loan HK$35.69M · min. income ≈ HK$345,930/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,685,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,067
−HK$9,783/mo
▼ 0.25% · 3.875%
HK$185,923
−HK$4,927/mo
Today · 4.125%
HK$190,850
baseline
▲ 0.50% · 4.625%
HK$200,909
+HK$10,059/mo
Deposit HK$3.97M · loan HK$35.69M · min. income ≈ HK$381,700/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,685,296 · Scale 2, in force from 26 Feb 2026)