LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,427
−HK$5,670/mo
▼ 0.25% · 3.875%
HK$93,239
−HK$2,858/mo
Today · 4.125%
HK$96,097
baseline
▲ 0.50% · 4.625%
HK$101,944
+HK$5,847/mo
Deposit HK$19.83M · loan HK$19.83M · min. income ≈ HK$192,194/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$1,685,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,599
−HK$5,435/mo
▼ 0.25% · 3.875%
HK$103,297
−HK$2,737/mo
Today · 4.125%
HK$106,034
baseline
▲ 0.50% · 4.625%
HK$111,623
+HK$5,589/mo
Deposit HK$19.83M · loan HK$19.83M · min. income ≈ HK$212,068/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$1,685,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,512
−HK$6,805/mo
▼ 0.25% · 3.875%
HK$111,887
−HK$3,430/mo
Today · 4.125%
HK$115,317
baseline
▲ 0.50% · 4.625%
HK$122,333
+HK$7,016/mo
Deposit HK$15.86M · loan HK$23.79M · min. income ≈ HK$230,634/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$1,685,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,718
−HK$6,522/mo
▼ 0.25% · 3.875%
HK$123,956
−HK$3,284/mo
Today · 4.125%
HK$127,240
baseline
▲ 0.50% · 4.625%
HK$133,947
+HK$6,707/mo
Deposit HK$15.86M · loan HK$23.79M · min. income ≈ HK$254,480/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$1,685,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,597
−HK$7,939/mo
▼ 0.25% · 3.875%
HK$130,535
−HK$4,001/mo
Today · 4.125%
HK$134,536
baseline
▲ 0.50% · 4.625%
HK$142,722
+HK$8,186/mo
Deposit HK$11.90M · loan HK$27.76M · min. income ≈ HK$269,072/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,685,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,838
−HK$7,609/mo
▼ 0.25% · 3.875%
HK$144,615
−HK$3,832/mo
Today · 4.125%
HK$148,447
baseline
▲ 0.50% · 4.625%
HK$156,272
+HK$7,825/mo
Deposit HK$11.90M · loan HK$27.76M · min. income ≈ HK$296,894/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,685,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,768
−HK$10,207/mo
▼ 0.25% · 3.875%
HK$167,831
−HK$5,144/mo
Today · 4.125%
HK$172,975
baseline
▲ 0.50% · 4.625%
HK$183,500
+HK$10,525/mo
Deposit HK$3.97M · loan HK$35.69M · min. income ≈ HK$345,950/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,685,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,078
−HK$9,783/mo
▼ 0.25% · 3.875%
HK$185,934
−HK$4,927/mo
Today · 4.125%
HK$190,861
baseline
▲ 0.50% · 4.625%
HK$200,921
+HK$10,060/mo
Deposit HK$3.97M · loan HK$35.69M · min. income ≈ HK$381,722/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,685,394 · Scale 2, in force from 26 Feb 2026)