LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,429
−HK$5,670/mo
▼ 0.25% · 3.875%
HK$93,242
−HK$2,857/mo
Today · 4.125%
HK$96,099
baseline
▲ 0.50% · 4.625%
HK$101,947
+HK$5,848/mo
Deposit HK$19.83M · loan HK$19.83M · min. income ≈ HK$192,198/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$1,685,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,601
−HK$5,435/mo
▼ 0.25% · 3.875%
HK$103,299
−HK$2,737/mo
Today · 4.125%
HK$106,036
baseline
▲ 0.50% · 4.625%
HK$111,626
+HK$5,590/mo
Deposit HK$19.83M · loan HK$19.83M · min. income ≈ HK$212,072/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$1,685,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,514
−HK$6,805/mo
▼ 0.25% · 3.875%
HK$111,890
−HK$3,429/mo
Today · 4.125%
HK$115,319
baseline
▲ 0.50% · 4.625%
HK$122,336
+HK$7,017/mo
Deposit HK$15.86M · loan HK$23.79M · min. income ≈ HK$230,638/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$1,685,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,721
−HK$6,522/mo
▼ 0.25% · 3.875%
HK$123,959
−HK$3,284/mo
Today · 4.125%
HK$127,243
baseline
▲ 0.50% · 4.625%
HK$133,951
+HK$6,708/mo
Deposit HK$15.86M · loan HK$23.79M · min. income ≈ HK$254,486/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$1,685,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,600
−HK$7,939/mo
▼ 0.25% · 3.875%
HK$130,538
−HK$4,001/mo
Today · 4.125%
HK$134,539
baseline
▲ 0.50% · 4.625%
HK$142,726
+HK$8,187/mo
Deposit HK$11.90M · loan HK$27.76M · min. income ≈ HK$269,078/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,685,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,841
−HK$7,610/mo
▼ 0.25% · 3.875%
HK$144,619
−HK$3,832/mo
Today · 4.125%
HK$148,451
baseline
▲ 0.50% · 4.625%
HK$156,276
+HK$7,825/mo
Deposit HK$11.90M · loan HK$27.76M · min. income ≈ HK$296,902/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,685,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,772
−HK$10,207/mo
▼ 0.25% · 3.875%
HK$167,835
−HK$5,144/mo
Today · 4.125%
HK$172,979
baseline
▲ 0.50% · 4.625%
HK$183,504
+HK$10,525/mo
Deposit HK$3.97M · loan HK$35.69M · min. income ≈ HK$345,958/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,685,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,082
−HK$9,783/mo
▼ 0.25% · 3.875%
HK$185,938
−HK$4,927/mo
Today · 4.125%
HK$190,865
baseline
▲ 0.50% · 4.625%
HK$200,926
+HK$10,061/mo
Deposit HK$3.97M · loan HK$35.69M · min. income ≈ HK$381,730/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,685,434 · Scale 2, in force from 26 Feb 2026)