LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,430
−HK$5,670/mo
▼ 0.25% · 3.875%
HK$93,243
−HK$2,857/mo
Today · 4.125%
HK$96,100
baseline
▲ 0.50% · 4.625%
HK$101,948
+HK$5,848/mo
Deposit HK$19.83M · loan HK$19.83M · min. income ≈ HK$192,200/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$1,685,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,602
−HK$5,435/mo
▼ 0.25% · 3.875%
HK$103,300
−HK$2,737/mo
Today · 4.125%
HK$106,037
baseline
▲ 0.50% · 4.625%
HK$111,627
+HK$5,590/mo
Deposit HK$19.83M · loan HK$19.83M · min. income ≈ HK$212,074/mo (50% DSR)
Upfront cash ≈ HK$21.51M (deposit + AVD stamp duty HK$1,685,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,516
−HK$6,804/mo
▼ 0.25% · 3.875%
HK$111,891
−HK$3,429/mo
Today · 4.125%
HK$115,320
baseline
▲ 0.50% · 4.625%
HK$122,337
+HK$7,017/mo
Deposit HK$15.86M · loan HK$23.79M · min. income ≈ HK$230,640/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$1,685,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,722
−HK$6,523/mo
▼ 0.25% · 3.875%
HK$123,960
−HK$3,285/mo
Today · 4.125%
HK$127,245
baseline
▲ 0.50% · 4.625%
HK$133,952
+HK$6,707/mo
Deposit HK$15.86M · loan HK$23.79M · min. income ≈ HK$254,490/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$1,685,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,602
−HK$7,939/mo
▼ 0.25% · 3.875%
HK$130,540
−HK$4,001/mo
Today · 4.125%
HK$134,541
baseline
▲ 0.50% · 4.625%
HK$142,727
+HK$8,186/mo
Deposit HK$11.90M · loan HK$27.76M · min. income ≈ HK$269,082/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,685,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,843
−HK$7,609/mo
▼ 0.25% · 3.875%
HK$144,620
−HK$3,832/mo
Today · 4.125%
HK$148,452
baseline
▲ 0.50% · 4.625%
HK$156,277
+HK$7,825/mo
Deposit HK$11.90M · loan HK$27.76M · min. income ≈ HK$296,904/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,685,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,773
−HK$10,208/mo
▼ 0.25% · 3.875%
HK$167,837
−HK$5,144/mo
Today · 4.125%
HK$172,981
baseline
▲ 0.50% · 4.625%
HK$183,506
+HK$10,525/mo
Deposit HK$3.97M · loan HK$35.69M · min. income ≈ HK$345,962/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,685,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,084
−HK$9,783/mo
▼ 0.25% · 3.875%
HK$185,940
−HK$4,927/mo
Today · 4.125%
HK$190,867
baseline
▲ 0.50% · 4.625%
HK$200,928
+HK$10,061/mo
Deposit HK$3.97M · loan HK$35.69M · min. income ≈ HK$381,734/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,685,451 · Scale 2, in force from 26 Feb 2026)