LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,443
−HK$5,671/mo
▼ 0.25% · 3.875%
HK$93,256
−HK$2,858/mo
Today · 4.125%
HK$96,114
baseline
▲ 0.50% · 4.625%
HK$101,962
+HK$5,848/mo
Deposit HK$19.83M · loan HK$19.83M · min. income ≈ HK$192,228/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$1,685,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,616
−HK$5,436/mo
▼ 0.25% · 3.875%
HK$103,315
−HK$2,737/mo
Today · 4.125%
HK$106,052
baseline
▲ 0.50% · 4.625%
HK$111,643
+HK$5,591/mo
Deposit HK$19.83M · loan HK$19.83M · min. income ≈ HK$212,104/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$1,685,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,531
−HK$6,806/mo
▼ 0.25% · 3.875%
HK$111,907
−HK$3,430/mo
Today · 4.125%
HK$115,337
baseline
▲ 0.50% · 4.625%
HK$122,355
+HK$7,018/mo
Deposit HK$15.87M · loan HK$23.80M · min. income ≈ HK$230,674/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$1,685,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,740
−HK$6,523/mo
▼ 0.25% · 3.875%
HK$123,978
−HK$3,285/mo
Today · 4.125%
HK$127,263
baseline
▲ 0.50% · 4.625%
HK$133,971
+HK$6,708/mo
Deposit HK$15.87M · loan HK$23.80M · min. income ≈ HK$254,526/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$1,685,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,620
−HK$7,940/mo
▼ 0.25% · 3.875%
HK$130,558
−HK$4,002/mo
Today · 4.125%
HK$134,560
baseline
▲ 0.50% · 4.625%
HK$142,747
+HK$8,187/mo
Deposit HK$11.90M · loan HK$27.76M · min. income ≈ HK$269,120/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,685,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,863
−HK$7,610/mo
▼ 0.25% · 3.875%
HK$144,641
−HK$3,832/mo
Today · 4.125%
HK$148,473
baseline
▲ 0.50% · 4.625%
HK$156,300
+HK$7,827/mo
Deposit HK$11.90M · loan HK$27.76M · min. income ≈ HK$296,946/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,685,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,797
−HK$10,208/mo
▼ 0.25% · 3.875%
HK$167,860
−HK$5,145/mo
Today · 4.125%
HK$173,005
baseline
▲ 0.50% · 4.625%
HK$183,532
+HK$10,527/mo
Deposit HK$3.97M · loan HK$35.70M · min. income ≈ HK$346,010/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,685,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,110
−HK$9,784/mo
▼ 0.25% · 3.875%
HK$185,967
−HK$4,927/mo
Today · 4.125%
HK$190,894
baseline
▲ 0.50% · 4.625%
HK$200,957
+HK$10,063/mo
Deposit HK$3.97M · loan HK$35.70M · min. income ≈ HK$381,788/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,685,692 · Scale 2, in force from 26 Feb 2026)