LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,449
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$93,263
−HK$2,858/mo
Today · 4.125%
HK$96,121
baseline
▲ 0.50% · 4.625%
HK$101,970
+HK$5,849/mo
Deposit HK$19.83M · loan HK$19.83M · min. income ≈ HK$192,242/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$1,685,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,624
−HK$5,436/mo
▼ 0.25% · 3.875%
HK$103,323
−HK$2,737/mo
Today · 4.125%
HK$106,060
baseline
▲ 0.50% · 4.625%
HK$111,651
+HK$5,591/mo
Deposit HK$19.83M · loan HK$19.83M · min. income ≈ HK$212,120/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$1,685,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,539
−HK$6,806/mo
▼ 0.25% · 3.875%
HK$111,915
−HK$3,430/mo
Today · 4.125%
HK$115,345
baseline
▲ 0.50% · 4.625%
HK$122,364
+HK$7,019/mo
Deposit HK$15.87M · loan HK$23.80M · min. income ≈ HK$230,690/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$1,685,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,749
−HK$6,523/mo
▼ 0.25% · 3.875%
HK$123,987
−HK$3,285/mo
Today · 4.125%
HK$127,272
baseline
▲ 0.50% · 4.625%
HK$133,981
+HK$6,709/mo
Deposit HK$15.87M · loan HK$23.80M · min. income ≈ HK$254,544/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$1,685,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,629
−HK$7,941/mo
▼ 0.25% · 3.875%
HK$130,568
−HK$4,002/mo
Today · 4.125%
HK$134,570
baseline
▲ 0.50% · 4.625%
HK$142,758
+HK$8,188/mo
Deposit HK$11.90M · loan HK$27.77M · min. income ≈ HK$269,140/mo (50% DSR)
Upfront cash ≈ HK$13.59M (deposit + AVD stamp duty HK$1,685,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,873
−HK$7,611/mo
▼ 0.25% · 3.875%
HK$144,652
−HK$3,832/mo
Today · 4.125%
HK$148,484
baseline
▲ 0.50% · 4.625%
HK$156,311
+HK$7,827/mo
Deposit HK$11.90M · loan HK$27.77M · min. income ≈ HK$296,968/mo (50% DSR)
Upfront cash ≈ HK$13.59M (deposit + AVD stamp duty HK$1,685,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,809
−HK$10,209/mo
▼ 0.25% · 3.875%
HK$167,873
−HK$5,145/mo
Today · 4.125%
HK$173,018
baseline
▲ 0.50% · 4.625%
HK$183,546
+HK$10,528/mo
Deposit HK$3.97M · loan HK$35.70M · min. income ≈ HK$346,036/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,685,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,123
−HK$9,786/mo
▼ 0.25% · 3.875%
HK$185,981
−HK$4,928/mo
Today · 4.125%
HK$190,909
baseline
▲ 0.50% · 4.625%
HK$200,972
+HK$10,063/mo
Deposit HK$3.97M · loan HK$35.70M · min. income ≈ HK$381,818/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,685,817 · Scale 2, in force from 26 Feb 2026)