LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,454
−HK$5,672/mo
▼ 0.25% · 3.875%
HK$93,268
−HK$2,858/mo
Today · 4.125%
HK$96,126
baseline
▲ 0.50% · 4.625%
HK$101,975
+HK$5,849/mo
Deposit HK$19.83M · loan HK$19.83M · min. income ≈ HK$192,252/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$1,685,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,629
−HK$5,437/mo
▼ 0.25% · 3.875%
HK$103,328
−HK$2,738/mo
Today · 4.125%
HK$106,066
baseline
▲ 0.50% · 4.625%
HK$111,657
+HK$5,591/mo
Deposit HK$19.83M · loan HK$19.83M · min. income ≈ HK$212,132/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$1,685,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,545
−HK$6,806/mo
▼ 0.25% · 3.875%
HK$111,921
−HK$3,430/mo
Today · 4.125%
HK$115,351
baseline
▲ 0.50% · 4.625%
HK$122,370
+HK$7,019/mo
Deposit HK$15.87M · loan HK$23.80M · min. income ≈ HK$230,702/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$1,685,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,755
−HK$6,524/mo
▼ 0.25% · 3.875%
HK$123,994
−HK$3,285/mo
Today · 4.125%
HK$127,279
baseline
▲ 0.50% · 4.625%
HK$133,988
+HK$6,709/mo
Deposit HK$15.87M · loan HK$23.80M · min. income ≈ HK$254,558/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$1,685,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,636
−HK$7,941/mo
▼ 0.25% · 3.875%
HK$130,575
−HK$4,002/mo
Today · 4.125%
HK$134,577
baseline
▲ 0.50% · 4.625%
HK$142,765
+HK$8,188/mo
Deposit HK$11.90M · loan HK$27.77M · min. income ≈ HK$269,154/mo (50% DSR)
Upfront cash ≈ HK$13.59M (deposit + AVD stamp duty HK$1,685,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,881
−HK$7,611/mo
▼ 0.25% · 3.875%
HK$144,659
−HK$3,833/mo
Today · 4.125%
HK$148,492
baseline
▲ 0.50% · 4.625%
HK$156,319
+HK$7,827/mo
Deposit HK$11.90M · loan HK$27.77M · min. income ≈ HK$296,984/mo (50% DSR)
Upfront cash ≈ HK$13.59M (deposit + AVD stamp duty HK$1,685,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,817
−HK$10,210/mo
▼ 0.25% · 3.875%
HK$167,882
−HK$5,145/mo
Today · 4.125%
HK$173,027
baseline
▲ 0.50% · 4.625%
HK$183,555
+HK$10,528/mo
Deposit HK$3.97M · loan HK$35.70M · min. income ≈ HK$346,054/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,685,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,132
−HK$9,786/mo
▼ 0.25% · 3.875%
HK$185,990
−HK$4,928/mo
Today · 4.125%
HK$190,918
baseline
▲ 0.50% · 4.625%
HK$200,982
+HK$10,064/mo
Deposit HK$3.97M · loan HK$35.70M · min. income ≈ HK$381,836/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,685,904 · Scale 2, in force from 26 Feb 2026)