LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,464
−HK$5,673/mo
▼ 0.25% · 3.875%
HK$93,278
−HK$2,859/mo
Today · 4.125%
HK$96,137
baseline
▲ 0.50% · 4.625%
HK$101,987
+HK$5,850/mo
Deposit HK$19.84M · loan HK$19.84M · min. income ≈ HK$192,274/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$1,686,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,640
−HK$5,438/mo
▼ 0.25% · 3.875%
HK$103,340
−HK$2,738/mo
Today · 4.125%
HK$106,078
baseline
▲ 0.50% · 4.625%
HK$111,669
+HK$5,591/mo
Deposit HK$19.84M · loan HK$19.84M · min. income ≈ HK$212,156/mo (50% DSR)
Upfront cash ≈ HK$21.52M (deposit + AVD stamp duty HK$1,686,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,557
−HK$6,807/mo
▼ 0.25% · 3.875%
HK$111,934
−HK$3,430/mo
Today · 4.125%
HK$115,364
baseline
▲ 0.50% · 4.625%
HK$122,384
+HK$7,020/mo
Deposit HK$15.87M · loan HK$23.80M · min. income ≈ HK$230,728/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,686,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,768
−HK$6,525/mo
▼ 0.25% · 3.875%
HK$124,007
−HK$3,286/mo
Today · 4.125%
HK$127,293
baseline
▲ 0.50% · 4.625%
HK$134,003
+HK$6,710/mo
Deposit HK$15.87M · loan HK$23.80M · min. income ≈ HK$254,586/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,686,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,650
−HK$7,942/mo
▼ 0.25% · 3.875%
HK$130,589
−HK$4,003/mo
Today · 4.125%
HK$134,592
baseline
▲ 0.50% · 4.625%
HK$142,781
+HK$8,189/mo
Deposit HK$11.90M · loan HK$27.77M · min. income ≈ HK$269,184/mo (50% DSR)
Upfront cash ≈ HK$13.59M (deposit + AVD stamp duty HK$1,686,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,897
−HK$7,612/mo
▼ 0.25% · 3.875%
HK$144,675
−HK$3,834/mo
Today · 4.125%
HK$148,509
baseline
▲ 0.50% · 4.625%
HK$156,337
+HK$7,828/mo
Deposit HK$11.90M · loan HK$27.77M · min. income ≈ HK$297,018/mo (50% DSR)
Upfront cash ≈ HK$13.59M (deposit + AVD stamp duty HK$1,686,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,835
−HK$10,212/mo
▼ 0.25% · 3.875%
HK$167,900
−HK$5,147/mo
Today · 4.125%
HK$173,047
baseline
▲ 0.50% · 4.625%
HK$183,576
+HK$10,529/mo
Deposit HK$3.97M · loan HK$35.71M · min. income ≈ HK$346,094/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,686,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,153
−HK$9,787/mo
▼ 0.25% · 3.875%
HK$186,011
−HK$4,929/mo
Today · 4.125%
HK$190,940
baseline
▲ 0.50% · 4.625%
HK$201,005
+HK$10,065/mo
Deposit HK$3.97M · loan HK$35.71M · min. income ≈ HK$381,880/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,686,093 · Scale 2, in force from 26 Feb 2026)