LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,476
−HK$5,674/mo
▼ 0.25% · 3.875%
HK$93,290
−HK$2,860/mo
Today · 4.125%
HK$96,150
baseline
▲ 0.50% · 4.625%
HK$102,000
+HK$5,850/mo
Deposit HK$19.84M · loan HK$19.84M · min. income ≈ HK$192,300/mo (50% DSR)
Upfront cash ≈ HK$21.53M (deposit + AVD stamp duty HK$1,686,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,654
−HK$5,438/mo
▼ 0.25% · 3.875%
HK$103,353
−HK$2,739/mo
Today · 4.125%
HK$106,092
baseline
▲ 0.50% · 4.625%
HK$111,684
+HK$5,592/mo
Deposit HK$19.84M · loan HK$19.84M · min. income ≈ HK$212,184/mo (50% DSR)
Upfront cash ≈ HK$21.53M (deposit + AVD stamp duty HK$1,686,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,571
−HK$6,809/mo
▼ 0.25% · 3.875%
HK$111,949
−HK$3,431/mo
Today · 4.125%
HK$115,380
baseline
▲ 0.50% · 4.625%
HK$122,400
+HK$7,020/mo
Deposit HK$15.87M · loan HK$23.81M · min. income ≈ HK$230,760/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,686,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,785
−HK$6,525/mo
▼ 0.25% · 3.875%
HK$124,024
−HK$3,286/mo
Today · 4.125%
HK$127,310
baseline
▲ 0.50% · 4.625%
HK$134,021
+HK$6,711/mo
Deposit HK$15.87M · loan HK$23.81M · min. income ≈ HK$254,620/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,686,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,667
−HK$7,943/mo
▼ 0.25% · 3.875%
HK$130,607
−HK$4,003/mo
Today · 4.125%
HK$134,610
baseline
▲ 0.50% · 4.625%
HK$142,800
+HK$8,190/mo
Deposit HK$11.90M · loan HK$27.77M · min. income ≈ HK$269,220/mo (50% DSR)
Upfront cash ≈ HK$13.59M (deposit + AVD stamp duty HK$1,686,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,915
−HK$7,614/mo
▼ 0.25% · 3.875%
HK$144,695
−HK$3,834/mo
Today · 4.125%
HK$148,529
baseline
▲ 0.50% · 4.625%
HK$156,358
+HK$7,829/mo
Deposit HK$11.90M · loan HK$27.77M · min. income ≈ HK$297,058/mo (50% DSR)
Upfront cash ≈ HK$13.59M (deposit + AVD stamp duty HK$1,686,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,857
−HK$10,213/mo
▼ 0.25% · 3.875%
HK$167,923
−HK$5,147/mo
Today · 4.125%
HK$173,070
baseline
▲ 0.50% · 4.625%
HK$183,600
+HK$10,530/mo
Deposit HK$3.97M · loan HK$35.71M · min. income ≈ HK$346,140/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,686,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,177
−HK$9,788/mo
▼ 0.25% · 3.875%
HK$186,036
−HK$4,929/mo
Today · 4.125%
HK$190,965
baseline
▲ 0.50% · 4.625%
HK$201,031
+HK$10,066/mo
Deposit HK$3.97M · loan HK$35.71M · min. income ≈ HK$381,930/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,686,317 · Scale 2, in force from 26 Feb 2026)