LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,478
−HK$5,673/mo
▼ 0.25% · 3.875%
HK$93,292
−HK$2,859/mo
Today · 4.125%
HK$96,151
baseline
▲ 0.50% · 4.625%
HK$102,002
+HK$5,851/mo
Deposit HK$19.84M · loan HK$19.84M · min. income ≈ HK$192,302/mo (50% DSR)
Upfront cash ≈ HK$21.53M (deposit + AVD stamp duty HK$1,686,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,655
−HK$5,439/mo
▼ 0.25% · 3.875%
HK$103,355
−HK$2,739/mo
Today · 4.125%
HK$106,094
baseline
▲ 0.50% · 4.625%
HK$111,686
+HK$5,592/mo
Deposit HK$19.84M · loan HK$19.84M · min. income ≈ HK$212,188/mo (50% DSR)
Upfront cash ≈ HK$21.53M (deposit + AVD stamp duty HK$1,686,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,573
−HK$6,809/mo
▼ 0.25% · 3.875%
HK$111,950
−HK$3,432/mo
Today · 4.125%
HK$115,382
baseline
▲ 0.50% · 4.625%
HK$122,402
+HK$7,020/mo
Deposit HK$15.87M · loan HK$23.81M · min. income ≈ HK$230,764/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,686,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,787
−HK$6,525/mo
▼ 0.25% · 3.875%
HK$124,026
−HK$3,286/mo
Today · 4.125%
HK$127,312
baseline
▲ 0.50% · 4.625%
HK$134,023
+HK$6,711/mo
Deposit HK$15.87M · loan HK$23.81M · min. income ≈ HK$254,624/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,686,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,669
−HK$7,943/mo
▼ 0.25% · 3.875%
HK$130,609
−HK$4,003/mo
Today · 4.125%
HK$134,612
baseline
▲ 0.50% · 4.625%
HK$142,803
+HK$8,191/mo
Deposit HK$11.90M · loan HK$27.78M · min. income ≈ HK$269,224/mo (50% DSR)
Upfront cash ≈ HK$13.59M (deposit + AVD stamp duty HK$1,686,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,918
−HK$7,613/mo
▼ 0.25% · 3.875%
HK$144,697
−HK$3,834/mo
Today · 4.125%
HK$148,531
baseline
▲ 0.50% · 4.625%
HK$156,360
+HK$7,829/mo
Deposit HK$11.90M · loan HK$27.78M · min. income ≈ HK$297,062/mo (50% DSR)
Upfront cash ≈ HK$13.59M (deposit + AVD stamp duty HK$1,686,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,860
−HK$10,212/mo
▼ 0.25% · 3.875%
HK$167,926
−HK$5,146/mo
Today · 4.125%
HK$173,072
baseline
▲ 0.50% · 4.625%
HK$183,604
+HK$10,532/mo
Deposit HK$3.97M · loan HK$35.71M · min. income ≈ HK$346,144/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,686,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,180
−HK$9,788/mo
▼ 0.25% · 3.875%
HK$186,039
−HK$4,929/mo
Today · 4.125%
HK$190,968
baseline
▲ 0.50% · 4.625%
HK$201,035
+HK$10,067/mo
Deposit HK$3.97M · loan HK$35.71M · min. income ≈ HK$381,936/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,686,346 · Scale 2, in force from 26 Feb 2026)