LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,479
−HK$5,673/mo
▼ 0.25% · 3.875%
HK$93,293
−HK$2,859/mo
Today · 4.125%
HK$96,152
baseline
▲ 0.50% · 4.625%
HK$102,003
+HK$5,851/mo
Deposit HK$19.84M · loan HK$19.84M · min. income ≈ HK$192,304/mo (50% DSR)
Upfront cash ≈ HK$21.53M (deposit + AVD stamp duty HK$1,686,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,657
−HK$5,438/mo
▼ 0.25% · 3.875%
HK$103,356
−HK$2,739/mo
Today · 4.125%
HK$106,095
baseline
▲ 0.50% · 4.625%
HK$111,687
+HK$5,592/mo
Deposit HK$19.84M · loan HK$19.84M · min. income ≈ HK$212,190/mo (50% DSR)
Upfront cash ≈ HK$21.53M (deposit + AVD stamp duty HK$1,686,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,574
−HK$6,809/mo
▼ 0.25% · 3.875%
HK$111,952
−HK$3,431/mo
Today · 4.125%
HK$115,383
baseline
▲ 0.50% · 4.625%
HK$122,404
+HK$7,021/mo
Deposit HK$15.87M · loan HK$23.81M · min. income ≈ HK$230,766/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,686,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,788
−HK$6,526/mo
▼ 0.25% · 3.875%
HK$124,027
−HK$3,287/mo
Today · 4.125%
HK$127,314
baseline
▲ 0.50% · 4.625%
HK$134,025
+HK$6,711/mo
Deposit HK$15.87M · loan HK$23.81M · min. income ≈ HK$254,628/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,686,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,670
−HK$7,943/mo
▼ 0.25% · 3.875%
HK$130,610
−HK$4,003/mo
Today · 4.125%
HK$134,613
baseline
▲ 0.50% · 4.625%
HK$142,804
+HK$8,191/mo
Deposit HK$11.90M · loan HK$27.78M · min. income ≈ HK$269,226/mo (50% DSR)
Upfront cash ≈ HK$13.59M (deposit + AVD stamp duty HK$1,686,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,919
−HK$7,614/mo
▼ 0.25% · 3.875%
HK$144,699
−HK$3,834/mo
Today · 4.125%
HK$148,533
baseline
▲ 0.50% · 4.625%
HK$156,362
+HK$7,829/mo
Deposit HK$11.90M · loan HK$27.78M · min. income ≈ HK$297,066/mo (50% DSR)
Upfront cash ≈ HK$13.59M (deposit + AVD stamp duty HK$1,686,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,862
−HK$10,212/mo
▼ 0.25% · 3.875%
HK$167,927
−HK$5,147/mo
Today · 4.125%
HK$173,074
baseline
▲ 0.50% · 4.625%
HK$183,606
+HK$10,532/mo
Deposit HK$3.97M · loan HK$35.71M · min. income ≈ HK$346,148/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,686,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,182
−HK$9,789/mo
▼ 0.25% · 3.875%
HK$186,041
−HK$4,930/mo
Today · 4.125%
HK$190,971
baseline
▲ 0.50% · 4.625%
HK$201,037
+HK$10,066/mo
Deposit HK$3.97M · loan HK$35.71M · min. income ≈ HK$381,942/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,686,365 · Scale 2, in force from 26 Feb 2026)