LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,485
−HK$5,674/mo
▼ 0.25% · 3.875%
HK$93,300
−HK$2,859/mo
Today · 4.125%
HK$96,159
baseline
▲ 0.50% · 4.625%
HK$102,011
+HK$5,852/mo
Deposit HK$19.84M · loan HK$19.84M · min. income ≈ HK$192,318/mo (50% DSR)
Upfront cash ≈ HK$21.53M (deposit + AVD stamp duty HK$1,686,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,664
−HK$5,438/mo
▼ 0.25% · 3.875%
HK$103,364
−HK$2,738/mo
Today · 4.125%
HK$106,102
baseline
▲ 0.50% · 4.625%
HK$111,695
+HK$5,593/mo
Deposit HK$19.84M · loan HK$19.84M · min. income ≈ HK$212,204/mo (50% DSR)
Upfront cash ≈ HK$21.53M (deposit + AVD stamp duty HK$1,686,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,582
−HK$6,809/mo
▼ 0.25% · 3.875%
HK$111,960
−HK$3,431/mo
Today · 4.125%
HK$115,391
baseline
▲ 0.50% · 4.625%
HK$122,413
+HK$7,022/mo
Deposit HK$15.87M · loan HK$23.81M · min. income ≈ HK$230,782/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,686,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,797
−HK$6,526/mo
▼ 0.25% · 3.875%
HK$124,036
−HK$3,287/mo
Today · 4.125%
HK$127,323
baseline
▲ 0.50% · 4.625%
HK$134,034
+HK$6,711/mo
Deposit HK$15.87M · loan HK$23.81M · min. income ≈ HK$254,646/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,686,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,679
−HK$7,944/mo
▼ 0.25% · 3.875%
HK$130,620
−HK$4,003/mo
Today · 4.125%
HK$134,623
baseline
▲ 0.50% · 4.625%
HK$142,815
+HK$8,192/mo
Deposit HK$11.90M · loan HK$27.78M · min. income ≈ HK$269,246/mo (50% DSR)
Upfront cash ≈ HK$13.59M (deposit + AVD stamp duty HK$1,686,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,929
−HK$7,614/mo
▼ 0.25% · 3.875%
HK$144,709
−HK$3,834/mo
Today · 4.125%
HK$148,543
baseline
▲ 0.50% · 4.625%
HK$156,373
+HK$7,830/mo
Deposit HK$11.90M · loan HK$27.78M · min. income ≈ HK$297,086/mo (50% DSR)
Upfront cash ≈ HK$13.59M (deposit + AVD stamp duty HK$1,686,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,873
−HK$10,214/mo
▼ 0.25% · 3.875%
HK$167,940
−HK$5,147/mo
Today · 4.125%
HK$173,087
baseline
▲ 0.50% · 4.625%
HK$183,619
+HK$10,532/mo
Deposit HK$3.97M · loan HK$35.71M · min. income ≈ HK$346,174/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,686,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,195
−HK$9,789/mo
▼ 0.25% · 3.875%
HK$186,055
−HK$4,929/mo
Today · 4.125%
HK$190,984
baseline
▲ 0.50% · 4.625%
HK$201,052
+HK$10,068/mo
Deposit HK$3.97M · loan HK$35.71M · min. income ≈ HK$381,968/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$1,686,487 · Scale 2, in force from 26 Feb 2026)