LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,497
−HK$5,675/mo
▼ 0.25% · 3.875%
HK$93,312
−HK$2,860/mo
Today · 4.125%
HK$96,172
baseline
▲ 0.50% · 4.625%
HK$102,023
+HK$5,851/mo
Deposit HK$19.84M · loan HK$19.84M · min. income ≈ HK$192,344/mo (50% DSR)
Upfront cash ≈ HK$21.53M (deposit + AVD stamp duty HK$1,686,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,677
−HK$5,439/mo
▼ 0.25% · 3.875%
HK$103,377
−HK$2,739/mo
Today · 4.125%
HK$106,116
baseline
▲ 0.50% · 4.625%
HK$111,709
+HK$5,593/mo
Deposit HK$19.84M · loan HK$19.84M · min. income ≈ HK$212,232/mo (50% DSR)
Upfront cash ≈ HK$21.53M (deposit + AVD stamp duty HK$1,686,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,596
−HK$6,810/mo
▼ 0.25% · 3.875%
HK$111,974
−HK$3,432/mo
Today · 4.125%
HK$115,406
baseline
▲ 0.50% · 4.625%
HK$122,428
+HK$7,022/mo
Deposit HK$15.87M · loan HK$23.81M · min. income ≈ HK$230,812/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,686,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,812
−HK$6,527/mo
▼ 0.25% · 3.875%
HK$124,052
−HK$3,287/mo
Today · 4.125%
HK$127,339
baseline
▲ 0.50% · 4.625%
HK$134,051
+HK$6,712/mo
Deposit HK$15.87M · loan HK$23.81M · min. income ≈ HK$254,678/mo (50% DSR)
Upfront cash ≈ HK$17.56M (deposit + AVD stamp duty HK$1,686,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,695
−HK$7,945/mo
▼ 0.25% · 3.875%
HK$130,636
−HK$4,004/mo
Today · 4.125%
HK$134,640
baseline
▲ 0.50% · 4.625%
HK$142,833
+HK$8,193/mo
Deposit HK$11.91M · loan HK$27.78M · min. income ≈ HK$269,280/mo (50% DSR)
Upfront cash ≈ HK$13.59M (deposit + AVD stamp duty HK$1,686,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,947
−HK$7,615/mo
▼ 0.25% · 3.875%
HK$144,727
−HK$3,835/mo
Today · 4.125%
HK$148,562
baseline
▲ 0.50% · 4.625%
HK$156,393
+HK$7,831/mo
Deposit HK$11.91M · loan HK$27.78M · min. income ≈ HK$297,124/mo (50% DSR)
Upfront cash ≈ HK$13.59M (deposit + AVD stamp duty HK$1,686,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,894
−HK$10,215/mo
▼ 0.25% · 3.875%
HK$167,961
−HK$5,148/mo
Today · 4.125%
HK$173,109
baseline
▲ 0.50% · 4.625%
HK$183,642
+HK$10,533/mo
Deposit HK$3.97M · loan HK$35.72M · min. income ≈ HK$346,218/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,686,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,218
−HK$9,791/mo
▼ 0.25% · 3.875%
HK$186,078
−HK$4,931/mo
Today · 4.125%
HK$191,009
baseline
▲ 0.50% · 4.625%
HK$201,077
+HK$10,068/mo
Deposit HK$3.97M · loan HK$35.72M · min. income ≈ HK$382,018/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,686,700 · Scale 2, in force from 26 Feb 2026)