LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,517
−HK$5,676/mo
▼ 0.25% · 3.875%
HK$93,332
−HK$2,861/mo
Today · 4.125%
HK$96,193
baseline
▲ 0.50% · 4.625%
HK$102,046
+HK$5,853/mo
Deposit HK$19.85M · loan HK$19.85M · min. income ≈ HK$192,386/mo (50% DSR)
Upfront cash ≈ HK$21.54M (deposit + AVD stamp duty HK$1,687,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,699
−HK$5,441/mo
▼ 0.25% · 3.875%
HK$103,400
−HK$2,740/mo
Today · 4.125%
HK$106,140
baseline
▲ 0.50% · 4.625%
HK$111,734
+HK$5,594/mo
Deposit HK$19.85M · loan HK$19.85M · min. income ≈ HK$212,280/mo (50% DSR)
Upfront cash ≈ HK$21.54M (deposit + AVD stamp duty HK$1,687,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,620
−HK$6,812/mo
▼ 0.25% · 3.875%
HK$111,999
−HK$3,433/mo
Today · 4.125%
HK$115,432
baseline
▲ 0.50% · 4.625%
HK$122,455
+HK$7,023/mo
Deposit HK$15.88M · loan HK$23.82M · min. income ≈ HK$230,864/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$1,687,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,839
−HK$6,528/mo
▼ 0.25% · 3.875%
HK$124,080
−HK$3,287/mo
Today · 4.125%
HK$127,367
baseline
▲ 0.50% · 4.625%
HK$134,081
+HK$6,714/mo
Deposit HK$15.88M · loan HK$23.82M · min. income ≈ HK$254,734/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$1,687,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,724
−HK$7,946/mo
▼ 0.25% · 3.875%
HK$130,665
−HK$4,005/mo
Today · 4.125%
HK$134,670
baseline
▲ 0.50% · 4.625%
HK$142,865
+HK$8,195/mo
Deposit HK$11.91M · loan HK$27.79M · min. income ≈ HK$269,340/mo (50% DSR)
Upfront cash ≈ HK$13.60M (deposit + AVD stamp duty HK$1,687,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,979
−HK$7,616/mo
▼ 0.25% · 3.875%
HK$144,760
−HK$3,835/mo
Today · 4.125%
HK$148,595
baseline
▲ 0.50% · 4.625%
HK$156,428
+HK$7,833/mo
Deposit HK$11.91M · loan HK$27.79M · min. income ≈ HK$297,190/mo (50% DSR)
Upfront cash ≈ HK$13.60M (deposit + AVD stamp duty HK$1,687,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,930
−HK$10,218/mo
▼ 0.25% · 3.875%
HK$167,998
−HK$5,150/mo
Today · 4.125%
HK$173,148
baseline
▲ 0.50% · 4.625%
HK$183,683
+HK$10,535/mo
Deposit HK$3.97M · loan HK$35.73M · min. income ≈ HK$346,296/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,687,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,258
−HK$9,793/mo
▼ 0.25% · 3.875%
HK$186,120
−HK$4,931/mo
Today · 4.125%
HK$191,051
baseline
▲ 0.50% · 4.625%
HK$201,122
+HK$10,071/mo
Deposit HK$3.97M · loan HK$35.73M · min. income ≈ HK$382,102/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,687,077 · Scale 2, in force from 26 Feb 2026)