LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,526
−HK$5,677/mo
▼ 0.25% · 3.875%
HK$93,342
−HK$2,861/mo
Today · 4.125%
HK$96,203
baseline
▲ 0.50% · 4.625%
HK$102,056
+HK$5,853/mo
Deposit HK$19.85M · loan HK$19.85M · min. income ≈ HK$192,406/mo (50% DSR)
Upfront cash ≈ HK$21.54M (deposit + AVD stamp duty HK$1,687,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,709
−HK$5,441/mo
▼ 0.25% · 3.875%
HK$103,410
−HK$2,740/mo
Today · 4.125%
HK$106,150
baseline
▲ 0.50% · 4.625%
HK$111,745
+HK$5,595/mo
Deposit HK$19.85M · loan HK$19.85M · min. income ≈ HK$212,300/mo (50% DSR)
Upfront cash ≈ HK$21.54M (deposit + AVD stamp duty HK$1,687,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,631
−HK$6,812/mo
▼ 0.25% · 3.875%
HK$112,010
−HK$3,433/mo
Today · 4.125%
HK$115,443
baseline
▲ 0.50% · 4.625%
HK$122,468
+HK$7,025/mo
Deposit HK$15.88M · loan HK$23.82M · min. income ≈ HK$230,886/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$1,687,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,851
−HK$6,529/mo
▼ 0.25% · 3.875%
HK$124,092
−HK$3,288/mo
Today · 4.125%
HK$127,380
baseline
▲ 0.50% · 4.625%
HK$134,095
+HK$6,715/mo
Deposit HK$15.88M · loan HK$23.82M · min. income ≈ HK$254,760/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$1,687,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,736
−HK$7,948/mo
▼ 0.25% · 3.875%
HK$130,678
−HK$4,006/mo
Today · 4.125%
HK$134,684
baseline
▲ 0.50% · 4.625%
HK$142,879
+HK$8,195/mo
Deposit HK$11.91M · loan HK$27.79M · min. income ≈ HK$269,368/mo (50% DSR)
Upfront cash ≈ HK$13.60M (deposit + AVD stamp duty HK$1,687,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,993
−HK$7,617/mo
▼ 0.25% · 3.875%
HK$144,774
−HK$3,836/mo
Today · 4.125%
HK$148,610
baseline
▲ 0.50% · 4.625%
HK$156,444
+HK$7,834/mo
Deposit HK$11.91M · loan HK$27.79M · min. income ≈ HK$297,220/mo (50% DSR)
Upfront cash ≈ HK$13.60M (deposit + AVD stamp duty HK$1,687,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,947
−HK$10,218/mo
▼ 0.25% · 3.875%
HK$168,015
−HK$5,150/mo
Today · 4.125%
HK$173,165
baseline
▲ 0.50% · 4.625%
HK$183,702
+HK$10,537/mo
Deposit HK$3.97M · loan HK$35.73M · min. income ≈ HK$346,330/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,687,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,277
−HK$9,793/mo
▼ 0.25% · 3.875%
HK$186,138
−HK$4,932/mo
Today · 4.125%
HK$191,070
baseline
▲ 0.50% · 4.625%
HK$201,142
+HK$10,072/mo
Deposit HK$3.97M · loan HK$35.73M · min. income ≈ HK$382,140/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,687,245 · Scale 2, in force from 26 Feb 2026)