LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,533
−HK$5,677/mo
▼ 0.25% · 3.875%
HK$93,349
−HK$2,861/mo
Today · 4.125%
HK$96,210
baseline
▲ 0.50% · 4.625%
HK$102,065
+HK$5,855/mo
Deposit HK$19.85M · loan HK$19.85M · min. income ≈ HK$192,420/mo (50% DSR)
Upfront cash ≈ HK$21.54M (deposit + AVD stamp duty HK$1,687,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,717
−HK$5,442/mo
▼ 0.25% · 3.875%
HK$103,418
−HK$2,741/mo
Today · 4.125%
HK$106,159
baseline
▲ 0.50% · 4.625%
HK$111,755
+HK$5,596/mo
Deposit HK$19.85M · loan HK$19.85M · min. income ≈ HK$212,318/mo (50% DSR)
Upfront cash ≈ HK$21.54M (deposit + AVD stamp duty HK$1,687,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,640
−HK$6,813/mo
▼ 0.25% · 3.875%
HK$112,019
−HK$3,434/mo
Today · 4.125%
HK$115,453
baseline
▲ 0.50% · 4.625%
HK$122,478
+HK$7,025/mo
Deposit HK$15.88M · loan HK$23.82M · min. income ≈ HK$230,906/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$1,687,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,861
−HK$6,529/mo
▼ 0.25% · 3.875%
HK$124,102
−HK$3,288/mo
Today · 4.125%
HK$127,390
baseline
▲ 0.50% · 4.625%
HK$134,105
+HK$6,715/mo
Deposit HK$15.88M · loan HK$23.82M · min. income ≈ HK$254,780/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$1,687,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,746
−HK$7,949/mo
▼ 0.25% · 3.875%
HK$130,689
−HK$4,006/mo
Today · 4.125%
HK$134,695
baseline
▲ 0.50% · 4.625%
HK$142,890
+HK$8,195/mo
Deposit HK$11.91M · loan HK$27.79M · min. income ≈ HK$269,390/mo (50% DSR)
Upfront cash ≈ HK$13.60M (deposit + AVD stamp duty HK$1,687,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,004
−HK$7,618/mo
▼ 0.25% · 3.875%
HK$144,786
−HK$3,836/mo
Today · 4.125%
HK$148,622
baseline
▲ 0.50% · 4.625%
HK$156,456
+HK$7,834/mo
Deposit HK$11.91M · loan HK$27.79M · min. income ≈ HK$297,244/mo (50% DSR)
Upfront cash ≈ HK$13.60M (deposit + AVD stamp duty HK$1,687,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,960
−HK$10,219/mo
▼ 0.25% · 3.875%
HK$168,029
−HK$5,150/mo
Today · 4.125%
HK$173,179
baseline
▲ 0.50% · 4.625%
HK$183,716
+HK$10,537/mo
Deposit HK$3.97M · loan HK$35.73M · min. income ≈ HK$346,358/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,687,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,291
−HK$9,795/mo
▼ 0.25% · 3.875%
HK$186,153
−HK$4,933/mo
Today · 4.125%
HK$191,086
baseline
▲ 0.50% · 4.625%
HK$201,158
+HK$10,072/mo
Deposit HK$3.97M · loan HK$35.73M · min. income ≈ HK$382,172/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,687,381 · Scale 2, in force from 26 Feb 2026)