LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,538
−HK$5,677/mo
▼ 0.25% · 3.875%
HK$93,354
−HK$2,861/mo
Today · 4.125%
HK$96,215
baseline
▲ 0.50% · 4.625%
HK$102,070
+HK$5,855/mo
Deposit HK$19.85M · loan HK$19.85M · min. income ≈ HK$192,430/mo (50% DSR)
Upfront cash ≈ HK$21.54M (deposit + AVD stamp duty HK$1,687,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,722
−HK$5,442/mo
▼ 0.25% · 3.875%
HK$103,424
−HK$2,740/mo
Today · 4.125%
HK$106,164
baseline
▲ 0.50% · 4.625%
HK$111,760
+HK$5,596/mo
Deposit HK$19.85M · loan HK$19.85M · min. income ≈ HK$212,328/mo (50% DSR)
Upfront cash ≈ HK$21.54M (deposit + AVD stamp duty HK$1,687,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,645
−HK$6,813/mo
▼ 0.25% · 3.875%
HK$112,025
−HK$3,433/mo
Today · 4.125%
HK$115,458
baseline
▲ 0.50% · 4.625%
HK$122,484
+HK$7,026/mo
Deposit HK$15.88M · loan HK$23.82M · min. income ≈ HK$230,916/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$1,687,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,867
−HK$6,530/mo
▼ 0.25% · 3.875%
HK$124,108
−HK$3,289/mo
Today · 4.125%
HK$127,397
baseline
▲ 0.50% · 4.625%
HK$134,112
+HK$6,715/mo
Deposit HK$15.88M · loan HK$23.82M · min. income ≈ HK$254,794/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$1,687,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,753
−HK$7,948/mo
▼ 0.25% · 3.875%
HK$130,695
−HK$4,006/mo
Today · 4.125%
HK$134,701
baseline
▲ 0.50% · 4.625%
HK$142,897
+HK$8,196/mo
Deposit HK$11.91M · loan HK$27.79M · min. income ≈ HK$269,402/mo (50% DSR)
Upfront cash ≈ HK$13.60M (deposit + AVD stamp duty HK$1,687,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,011
−HK$7,618/mo
▼ 0.25% · 3.875%
HK$144,793
−HK$3,836/mo
Today · 4.125%
HK$148,629
baseline
▲ 0.50% · 4.625%
HK$156,464
+HK$7,835/mo
Deposit HK$11.91M · loan HK$27.79M · min. income ≈ HK$297,258/mo (50% DSR)
Upfront cash ≈ HK$13.60M (deposit + AVD stamp duty HK$1,687,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,968
−HK$10,219/mo
▼ 0.25% · 3.875%
HK$168,037
−HK$5,150/mo
Today · 4.125%
HK$173,187
baseline
▲ 0.50% · 4.625%
HK$183,725
+HK$10,538/mo
Deposit HK$3.97M · loan HK$35.73M · min. income ≈ HK$346,374/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,687,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,300
−HK$9,795/mo
▼ 0.25% · 3.875%
HK$186,162
−HK$4,933/mo
Today · 4.125%
HK$191,095
baseline
▲ 0.50% · 4.625%
HK$201,168
+HK$10,073/mo
Deposit HK$3.97M · loan HK$35.73M · min. income ≈ HK$382,190/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,687,464 · Scale 2, in force from 26 Feb 2026)