LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,552
−HK$5,679/mo
▼ 0.25% · 3.875%
HK$93,369
−HK$2,862/mo
Today · 4.125%
HK$96,231
baseline
▲ 0.50% · 4.625%
HK$102,086
+HK$5,855/mo
Deposit HK$19.86M · loan HK$19.86M · min. income ≈ HK$192,462/mo (50% DSR)
Upfront cash ≈ HK$21.54M (deposit + AVD stamp duty HK$1,687,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,738
−HK$5,443/mo
▼ 0.25% · 3.875%
HK$103,440
−HK$2,741/mo
Today · 4.125%
HK$106,181
baseline
▲ 0.50% · 4.625%
HK$111,778
+HK$5,597/mo
Deposit HK$19.86M · loan HK$19.86M · min. income ≈ HK$212,362/mo (50% DSR)
Upfront cash ≈ HK$21.54M (deposit + AVD stamp duty HK$1,687,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,663
−HK$6,814/mo
▼ 0.25% · 3.875%
HK$112,043
−HK$3,434/mo
Today · 4.125%
HK$115,477
baseline
▲ 0.50% · 4.625%
HK$122,503
+HK$7,026/mo
Deposit HK$15.88M · loan HK$23.83M · min. income ≈ HK$230,954/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$1,687,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,886
−HK$6,531/mo
▼ 0.25% · 3.875%
HK$124,128
−HK$3,289/mo
Today · 4.125%
HK$127,417
baseline
▲ 0.50% · 4.625%
HK$134,133
+HK$6,716/mo
Deposit HK$15.88M · loan HK$23.83M · min. income ≈ HK$254,834/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$1,687,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,773
−HK$7,950/mo
▼ 0.25% · 3.875%
HK$130,716
−HK$4,007/mo
Today · 4.125%
HK$134,723
baseline
▲ 0.50% · 4.625%
HK$142,920
+HK$8,197/mo
Deposit HK$11.91M · loan HK$27.80M · min. income ≈ HK$269,446/mo (50% DSR)
Upfront cash ≈ HK$13.60M (deposit + AVD stamp duty HK$1,687,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,034
−HK$7,619/mo
▼ 0.25% · 3.875%
HK$144,816
−HK$3,837/mo
Today · 4.125%
HK$148,653
baseline
▲ 0.50% · 4.625%
HK$156,489
+HK$7,836/mo
Deposit HK$11.91M · loan HK$27.80M · min. income ≈ HK$297,306/mo (50% DSR)
Upfront cash ≈ HK$13.60M (deposit + AVD stamp duty HK$1,687,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,994
−HK$10,221/mo
▼ 0.25% · 3.875%
HK$168,064
−HK$5,151/mo
Today · 4.125%
HK$173,215
baseline
▲ 0.50% · 4.625%
HK$183,755
+HK$10,540/mo
Deposit HK$3.97M · loan HK$35.74M · min. income ≈ HK$346,430/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,687,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,329
−HK$9,797/mo
▼ 0.25% · 3.875%
HK$186,192
−HK$4,934/mo
Today · 4.125%
HK$191,126
baseline
▲ 0.50% · 4.625%
HK$201,200
+HK$10,074/mo
Deposit HK$3.97M · loan HK$35.74M · min. income ≈ HK$382,252/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,687,734 · Scale 2, in force from 26 Feb 2026)