LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,553
−HK$5,678/mo
▼ 0.25% · 3.875%
HK$93,370
−HK$2,861/mo
Today · 4.125%
HK$96,231
baseline
▲ 0.50% · 4.625%
HK$102,087
+HK$5,856/mo
Deposit HK$19.86M · loan HK$19.86M · min. income ≈ HK$192,462/mo (50% DSR)
Upfront cash ≈ HK$21.54M (deposit + AVD stamp duty HK$1,687,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,739
−HK$5,443/mo
▼ 0.25% · 3.875%
HK$103,441
−HK$2,741/mo
Today · 4.125%
HK$106,182
baseline
▲ 0.50% · 4.625%
HK$111,779
+HK$5,597/mo
Deposit HK$19.86M · loan HK$19.86M · min. income ≈ HK$212,364/mo (50% DSR)
Upfront cash ≈ HK$21.54M (deposit + AVD stamp duty HK$1,687,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,663
−HK$6,815/mo
▼ 0.25% · 3.875%
HK$112,044
−HK$3,434/mo
Today · 4.125%
HK$115,478
baseline
▲ 0.50% · 4.625%
HK$122,504
+HK$7,026/mo
Deposit HK$15.88M · loan HK$23.83M · min. income ≈ HK$230,956/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$1,687,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,887
−HK$6,531/mo
▼ 0.25% · 3.875%
HK$124,129
−HK$3,289/mo
Today · 4.125%
HK$127,418
baseline
▲ 0.50% · 4.625%
HK$134,135
+HK$6,717/mo
Deposit HK$15.88M · loan HK$23.83M · min. income ≈ HK$254,836/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$1,687,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,774
−HK$7,950/mo
▼ 0.25% · 3.875%
HK$130,717
−HK$4,007/mo
Today · 4.125%
HK$134,724
baseline
▲ 0.50% · 4.625%
HK$142,922
+HK$8,198/mo
Deposit HK$11.91M · loan HK$27.80M · min. income ≈ HK$269,448/mo (50% DSR)
Upfront cash ≈ HK$13.60M (deposit + AVD stamp duty HK$1,687,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,035
−HK$7,620/mo
▼ 0.25% · 3.875%
HK$144,817
−HK$3,838/mo
Today · 4.125%
HK$148,655
baseline
▲ 0.50% · 4.625%
HK$156,490
+HK$7,835/mo
Deposit HK$11.91M · loan HK$27.80M · min. income ≈ HK$297,310/mo (50% DSR)
Upfront cash ≈ HK$13.60M (deposit + AVD stamp duty HK$1,687,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,995
−HK$10,221/mo
▼ 0.25% · 3.875%
HK$168,065
−HK$5,151/mo
Today · 4.125%
HK$173,216
baseline
▲ 0.50% · 4.625%
HK$183,756
+HK$10,540/mo
Deposit HK$3.97M · loan HK$35.74M · min. income ≈ HK$346,432/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,687,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,331
−HK$9,796/mo
▼ 0.25% · 3.875%
HK$186,194
−HK$4,933/mo
Today · 4.125%
HK$191,127
baseline
▲ 0.50% · 4.625%
HK$201,202
+HK$10,075/mo
Deposit HK$3.97M · loan HK$35.74M · min. income ≈ HK$382,254/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,687,748 · Scale 2, in force from 26 Feb 2026)