LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,560
−HK$5,678/mo
▼ 0.25% · 3.875%
HK$93,377
−HK$2,861/mo
Today · 4.125%
HK$96,238
baseline
▲ 0.50% · 4.625%
HK$102,094
+HK$5,856/mo
Deposit HK$19.86M · loan HK$19.86M · min. income ≈ HK$192,476/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$1,687,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,747
−HK$5,443/mo
▼ 0.25% · 3.875%
HK$103,449
−HK$2,741/mo
Today · 4.125%
HK$106,190
baseline
▲ 0.50% · 4.625%
HK$111,787
+HK$5,597/mo
Deposit HK$19.86M · loan HK$19.86M · min. income ≈ HK$212,380/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$1,687,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,672
−HK$6,814/mo
▼ 0.25% · 3.875%
HK$112,052
−HK$3,434/mo
Today · 4.125%
HK$115,486
baseline
▲ 0.50% · 4.625%
HK$122,513
+HK$7,027/mo
Deposit HK$15.89M · loan HK$23.83M · min. income ≈ HK$230,972/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$1,687,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,896
−HK$6,532/mo
▼ 0.25% · 3.875%
HK$124,138
−HK$3,290/mo
Today · 4.125%
HK$127,428
baseline
▲ 0.50% · 4.625%
HK$134,145
+HK$6,717/mo
Deposit HK$15.89M · loan HK$23.83M · min. income ≈ HK$254,856/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$1,687,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,783
−HK$7,951/mo
▼ 0.25% · 3.875%
HK$130,727
−HK$4,007/mo
Today · 4.125%
HK$134,734
baseline
▲ 0.50% · 4.625%
HK$142,932
+HK$8,198/mo
Deposit HK$11.91M · loan HK$27.80M · min. income ≈ HK$269,468/mo (50% DSR)
Upfront cash ≈ HK$13.60M (deposit + AVD stamp duty HK$1,687,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,045
−HK$7,621/mo
▼ 0.25% · 3.875%
HK$144,828
−HK$3,838/mo
Today · 4.125%
HK$148,666
baseline
▲ 0.50% · 4.625%
HK$156,502
+HK$7,836/mo
Deposit HK$11.91M · loan HK$27.80M · min. income ≈ HK$297,332/mo (50% DSR)
Upfront cash ≈ HK$13.60M (deposit + AVD stamp duty HK$1,687,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,007
−HK$10,222/mo
▼ 0.25% · 3.875%
HK$168,078
−HK$5,151/mo
Today · 4.125%
HK$173,229
baseline
▲ 0.50% · 4.625%
HK$183,770
+HK$10,541/mo
Deposit HK$3.97M · loan HK$35.74M · min. income ≈ HK$346,458/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,687,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,344
−HK$9,797/mo
▼ 0.25% · 3.875%
HK$186,208
−HK$4,933/mo
Today · 4.125%
HK$191,141
baseline
▲ 0.50% · 4.625%
HK$201,217
+HK$10,076/mo
Deposit HK$3.97M · loan HK$35.74M · min. income ≈ HK$382,282/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,687,874 · Scale 2, in force from 26 Feb 2026)