LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,569
−HK$5,680/mo
▼ 0.25% · 3.875%
HK$93,387
−HK$2,862/mo
Today · 4.125%
HK$96,249
baseline
▲ 0.50% · 4.625%
HK$102,105
+HK$5,856/mo
Deposit HK$19.86M · loan HK$19.86M · min. income ≈ HK$192,498/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$1,688,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,758
−HK$5,443/mo
▼ 0.25% · 3.875%
HK$103,460
−HK$2,741/mo
Today · 4.125%
HK$106,201
baseline
▲ 0.50% · 4.625%
HK$111,799
+HK$5,598/mo
Deposit HK$19.86M · loan HK$19.86M · min. income ≈ HK$212,402/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$1,688,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,683
−HK$6,816/mo
▼ 0.25% · 3.875%
HK$112,064
−HK$3,435/mo
Today · 4.125%
HK$115,499
baseline
▲ 0.50% · 4.625%
HK$122,527
+HK$7,028/mo
Deposit HK$15.89M · loan HK$23.83M · min. income ≈ HK$230,998/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,688,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,909
−HK$6,532/mo
▼ 0.25% · 3.875%
HK$124,152
−HK$3,289/mo
Today · 4.125%
HK$127,441
baseline
▲ 0.50% · 4.625%
HK$134,159
+HK$6,718/mo
Deposit HK$15.89M · loan HK$23.83M · min. income ≈ HK$254,882/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,688,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,797
−HK$7,952/mo
▼ 0.25% · 3.875%
HK$130,741
−HK$4,008/mo
Today · 4.125%
HK$134,749
baseline
▲ 0.50% · 4.625%
HK$142,948
+HK$8,199/mo
Deposit HK$11.92M · loan HK$27.80M · min. income ≈ HK$269,498/mo (50% DSR)
Upfront cash ≈ HK$13.60M (deposit + AVD stamp duty HK$1,688,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,061
−HK$7,621/mo
▼ 0.25% · 3.875%
HK$144,844
−HK$3,838/mo
Today · 4.125%
HK$148,682
baseline
▲ 0.50% · 4.625%
HK$156,519
+HK$7,837/mo
Deposit HK$11.92M · loan HK$27.80M · min. income ≈ HK$297,364/mo (50% DSR)
Upfront cash ≈ HK$13.60M (deposit + AVD stamp duty HK$1,688,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,025
−HK$10,223/mo
▼ 0.25% · 3.875%
HK$168,096
−HK$5,152/mo
Today · 4.125%
HK$173,248
baseline
▲ 0.50% · 4.625%
HK$183,790
+HK$10,542/mo
Deposit HK$3.97M · loan HK$35.75M · min. income ≈ HK$346,496/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,688,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,364
−HK$9,798/mo
▼ 0.25% · 3.875%
HK$186,228
−HK$4,934/mo
Today · 4.125%
HK$191,162
baseline
▲ 0.50% · 4.625%
HK$201,239
+HK$10,077/mo
Deposit HK$3.97M · loan HK$35.75M · min. income ≈ HK$382,324/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,688,057 · Scale 2, in force from 26 Feb 2026)