LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,576
−HK$5,680/mo
▼ 0.25% · 3.875%
HK$93,393
−HK$2,863/mo
Today · 4.125%
HK$96,256
baseline
▲ 0.50% · 4.625%
HK$102,113
+HK$5,857/mo
Deposit HK$19.86M · loan HK$19.86M · min. income ≈ HK$192,512/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$1,688,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,765
−HK$5,444/mo
▼ 0.25% · 3.875%
HK$103,467
−HK$2,742/mo
Today · 4.125%
HK$106,209
baseline
▲ 0.50% · 4.625%
HK$111,807
+HK$5,598/mo
Deposit HK$19.86M · loan HK$19.86M · min. income ≈ HK$212,418/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$1,688,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,691
−HK$6,816/mo
▼ 0.25% · 3.875%
HK$112,072
−HK$3,435/mo
Today · 4.125%
HK$115,507
baseline
▲ 0.50% · 4.625%
HK$122,535
+HK$7,028/mo
Deposit HK$15.89M · loan HK$23.83M · min. income ≈ HK$231,014/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,688,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,918
−HK$6,533/mo
▼ 0.25% · 3.875%
HK$124,161
−HK$3,290/mo
Today · 4.125%
HK$127,451
baseline
▲ 0.50% · 4.625%
HK$134,169
+HK$6,718/mo
Deposit HK$15.89M · loan HK$23.83M · min. income ≈ HK$254,902/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,688,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,806
−HK$7,952/mo
▼ 0.25% · 3.875%
HK$130,751
−HK$4,007/mo
Today · 4.125%
HK$134,758
baseline
▲ 0.50% · 4.625%
HK$142,958
+HK$8,200/mo
Deposit HK$11.92M · loan HK$27.81M · min. income ≈ HK$269,516/mo (50% DSR)
Upfront cash ≈ HK$13.60M (deposit + AVD stamp duty HK$1,688,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,071
−HK$7,621/mo
▼ 0.25% · 3.875%
HK$144,854
−HK$3,838/mo
Today · 4.125%
HK$148,692
baseline
▲ 0.50% · 4.625%
HK$156,530
+HK$7,838/mo
Deposit HK$11.92M · loan HK$27.81M · min. income ≈ HK$297,384/mo (50% DSR)
Upfront cash ≈ HK$13.60M (deposit + AVD stamp duty HK$1,688,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,037
−HK$10,223/mo
▼ 0.25% · 3.875%
HK$168,108
−HK$5,152/mo
Today · 4.125%
HK$173,260
baseline
▲ 0.50% · 4.625%
HK$183,803
+HK$10,543/mo
Deposit HK$3.97M · loan HK$35.75M · min. income ≈ HK$346,520/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,688,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,377
−HK$9,799/mo
▼ 0.25% · 3.875%
HK$186,241
−HK$4,935/mo
Today · 4.125%
HK$191,176
baseline
▲ 0.50% · 4.625%
HK$201,253
+HK$10,077/mo
Deposit HK$3.97M · loan HK$35.75M · min. income ≈ HK$382,352/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,688,177 · Scale 2, in force from 26 Feb 2026)