LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,577
−HK$5,680/mo
▼ 0.25% · 3.875%
HK$93,394
−HK$2,863/mo
Today · 4.125%
HK$96,257
baseline
▲ 0.50% · 4.625%
HK$102,114
+HK$5,857/mo
Deposit HK$19.86M · loan HK$19.86M · min. income ≈ HK$192,514/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$1,688,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,766
−HK$5,444/mo
▼ 0.25% · 3.875%
HK$103,468
−HK$2,742/mo
Today · 4.125%
HK$106,210
baseline
▲ 0.50% · 4.625%
HK$111,808
+HK$5,598/mo
Deposit HK$19.86M · loan HK$19.86M · min. income ≈ HK$212,420/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$1,688,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,692
−HK$6,816/mo
▼ 0.25% · 3.875%
HK$112,073
−HK$3,435/mo
Today · 4.125%
HK$115,508
baseline
▲ 0.50% · 4.625%
HK$122,536
+HK$7,028/mo
Deposit HK$15.89M · loan HK$23.83M · min. income ≈ HK$231,016/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,688,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,919
−HK$6,533/mo
▼ 0.25% · 3.875%
HK$124,162
−HK$3,290/mo
Today · 4.125%
HK$127,452
baseline
▲ 0.50% · 4.625%
HK$134,170
+HK$6,718/mo
Deposit HK$15.89M · loan HK$23.83M · min. income ≈ HK$254,904/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,688,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,807
−HK$7,952/mo
▼ 0.25% · 3.875%
HK$130,752
−HK$4,007/mo
Today · 4.125%
HK$134,759
baseline
▲ 0.50% · 4.625%
HK$142,959
+HK$8,200/mo
Deposit HK$11.92M · loan HK$27.81M · min. income ≈ HK$269,518/mo (50% DSR)
Upfront cash ≈ HK$13.60M (deposit + AVD stamp duty HK$1,688,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,072
−HK$7,622/mo
▼ 0.25% · 3.875%
HK$144,856
−HK$3,838/mo
Today · 4.125%
HK$148,694
baseline
▲ 0.50% · 4.625%
HK$156,532
+HK$7,838/mo
Deposit HK$11.92M · loan HK$27.81M · min. income ≈ HK$297,388/mo (50% DSR)
Upfront cash ≈ HK$13.60M (deposit + AVD stamp duty HK$1,688,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,038
−HK$10,224/mo
▼ 0.25% · 3.875%
HK$168,110
−HK$5,152/mo
Today · 4.125%
HK$173,262
baseline
▲ 0.50% · 4.625%
HK$183,805
+HK$10,543/mo
Deposit HK$3.97M · loan HK$35.75M · min. income ≈ HK$346,524/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,688,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,378
−HK$9,800/mo
▼ 0.25% · 3.875%
HK$186,243
−HK$4,935/mo
Today · 4.125%
HK$191,178
baseline
▲ 0.50% · 4.625%
HK$201,255
+HK$10,077/mo
Deposit HK$3.97M · loan HK$35.75M · min. income ≈ HK$382,356/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,688,194 · Scale 2, in force from 26 Feb 2026)