LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,582
−HK$5,681/mo
▼ 0.25% · 3.875%
HK$93,400
−HK$2,863/mo
Today · 4.125%
HK$96,263
baseline
▲ 0.50% · 4.625%
HK$102,120
+HK$5,857/mo
Deposit HK$19.86M · loan HK$19.86M · min. income ≈ HK$192,526/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$1,688,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,772
−HK$5,444/mo
▼ 0.25% · 3.875%
HK$103,475
−HK$2,741/mo
Today · 4.125%
HK$106,216
baseline
▲ 0.50% · 4.625%
HK$111,815
+HK$5,599/mo
Deposit HK$19.86M · loan HK$19.86M · min. income ≈ HK$212,432/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$1,688,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,699
−HK$6,816/mo
▼ 0.25% · 3.875%
HK$112,080
−HK$3,435/mo
Today · 4.125%
HK$115,515
baseline
▲ 0.50% · 4.625%
HK$122,544
+HK$7,029/mo
Deposit HK$15.89M · loan HK$23.83M · min. income ≈ HK$231,030/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,688,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,926
−HK$6,534/mo
▼ 0.25% · 3.875%
HK$124,170
−HK$3,290/mo
Today · 4.125%
HK$127,460
baseline
▲ 0.50% · 4.625%
HK$134,178
+HK$6,718/mo
Deposit HK$15.89M · loan HK$23.83M · min. income ≈ HK$254,920/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,688,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,815
−HK$7,953/mo
▼ 0.25% · 3.875%
HK$130,760
−HK$4,008/mo
Today · 4.125%
HK$134,768
baseline
▲ 0.50% · 4.625%
HK$142,968
+HK$8,200/mo
Deposit HK$11.92M · loan HK$27.81M · min. income ≈ HK$269,536/mo (50% DSR)
Upfront cash ≈ HK$13.61M (deposit + AVD stamp duty HK$1,688,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,081
−HK$7,622/mo
▼ 0.25% · 3.875%
HK$144,864
−HK$3,839/mo
Today · 4.125%
HK$148,703
baseline
▲ 0.50% · 4.625%
HK$156,541
+HK$7,838/mo
Deposit HK$11.92M · loan HK$27.81M · min. income ≈ HK$297,406/mo (50% DSR)
Upfront cash ≈ HK$13.61M (deposit + AVD stamp duty HK$1,688,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,048
−HK$10,225/mo
▼ 0.25% · 3.875%
HK$168,120
−HK$5,153/mo
Today · 4.125%
HK$173,273
baseline
▲ 0.50% · 4.625%
HK$183,816
+HK$10,543/mo
Deposit HK$3.97M · loan HK$35.75M · min. income ≈ HK$346,546/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,688,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,390
−HK$9,799/mo
▼ 0.25% · 3.875%
HK$186,254
−HK$4,935/mo
Today · 4.125%
HK$191,189
baseline
▲ 0.50% · 4.625%
HK$201,267
+HK$10,078/mo
Deposit HK$3.97M · loan HK$35.75M · min. income ≈ HK$382,378/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,688,298 · Scale 2, in force from 26 Feb 2026)