LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,585
−HK$5,680/mo
▼ 0.25% · 3.875%
HK$93,402
−HK$2,863/mo
Today · 4.125%
HK$96,265
baseline
▲ 0.50% · 4.625%
HK$102,123
+HK$5,858/mo
Deposit HK$19.86M · loan HK$19.86M · min. income ≈ HK$192,530/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$1,688,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,775
−HK$5,444/mo
▼ 0.25% · 3.875%
HK$103,477
−HK$2,742/mo
Today · 4.125%
HK$106,219
baseline
▲ 0.50% · 4.625%
HK$111,818
+HK$5,599/mo
Deposit HK$19.86M · loan HK$19.86M · min. income ≈ HK$212,438/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$1,688,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,702
−HK$6,816/mo
▼ 0.25% · 3.875%
HK$112,083
−HK$3,435/mo
Today · 4.125%
HK$115,518
baseline
▲ 0.50% · 4.625%
HK$122,547
+HK$7,029/mo
Deposit HK$15.89M · loan HK$23.84M · min. income ≈ HK$231,036/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,688,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,930
−HK$6,533/mo
▼ 0.25% · 3.875%
HK$124,173
−HK$3,290/mo
Today · 4.125%
HK$127,463
baseline
▲ 0.50% · 4.625%
HK$134,182
+HK$6,719/mo
Deposit HK$15.89M · loan HK$23.84M · min. income ≈ HK$254,926/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,688,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,819
−HK$7,952/mo
▼ 0.25% · 3.875%
HK$130,763
−HK$4,008/mo
Today · 4.125%
HK$134,771
baseline
▲ 0.50% · 4.625%
HK$142,972
+HK$8,201/mo
Deposit HK$11.92M · loan HK$27.81M · min. income ≈ HK$269,542/mo (50% DSR)
Upfront cash ≈ HK$13.61M (deposit + AVD stamp duty HK$1,688,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,085
−HK$7,622/mo
▼ 0.25% · 3.875%
HK$144,868
−HK$3,839/mo
Today · 4.125%
HK$148,707
baseline
▲ 0.50% · 4.625%
HK$156,545
+HK$7,838/mo
Deposit HK$11.92M · loan HK$27.81M · min. income ≈ HK$297,414/mo (50% DSR)
Upfront cash ≈ HK$13.61M (deposit + AVD stamp duty HK$1,688,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,053
−HK$10,224/mo
▼ 0.25% · 3.875%
HK$168,124
−HK$5,153/mo
Today · 4.125%
HK$173,277
baseline
▲ 0.50% · 4.625%
HK$183,821
+HK$10,544/mo
Deposit HK$3.97M · loan HK$35.75M · min. income ≈ HK$346,554/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,688,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,394
−HK$9,801/mo
▼ 0.25% · 3.875%
HK$186,259
−HK$4,936/mo
Today · 4.125%
HK$191,195
baseline
▲ 0.50% · 4.625%
HK$201,273
+HK$10,078/mo
Deposit HK$3.97M · loan HK$35.75M · min. income ≈ HK$382,390/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,688,343 · Scale 2, in force from 26 Feb 2026)