LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,592
−HK$5,680/mo
▼ 0.25% · 3.875%
HK$93,409
−HK$2,863/mo
Today · 4.125%
HK$96,272
baseline
▲ 0.50% · 4.625%
HK$102,130
+HK$5,858/mo
Deposit HK$19.86M · loan HK$19.86M · min. income ≈ HK$192,544/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$1,688,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,782
−HK$5,445/mo
▼ 0.25% · 3.875%
HK$103,485
−HK$2,742/mo
Today · 4.125%
HK$106,227
baseline
▲ 0.50% · 4.625%
HK$111,827
+HK$5,600/mo
Deposit HK$19.86M · loan HK$19.86M · min. income ≈ HK$212,454/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$1,688,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,710
−HK$6,817/mo
▼ 0.25% · 3.875%
HK$112,091
−HK$3,436/mo
Today · 4.125%
HK$115,527
baseline
▲ 0.50% · 4.625%
HK$122,556
+HK$7,029/mo
Deposit HK$15.89M · loan HK$23.84M · min. income ≈ HK$231,054/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,688,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,939
−HK$6,534/mo
▼ 0.25% · 3.875%
HK$124,182
−HK$3,291/mo
Today · 4.125%
HK$127,473
baseline
▲ 0.50% · 4.625%
HK$134,192
+HK$6,719/mo
Deposit HK$15.89M · loan HK$23.84M · min. income ≈ HK$254,946/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,688,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,828
−HK$7,953/mo
▼ 0.25% · 3.875%
HK$130,773
−HK$4,008/mo
Today · 4.125%
HK$134,781
baseline
▲ 0.50% · 4.625%
HK$142,983
+HK$8,202/mo
Deposit HK$11.92M · loan HK$27.81M · min. income ≈ HK$269,562/mo (50% DSR)
Upfront cash ≈ HK$13.61M (deposit + AVD stamp duty HK$1,688,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,095
−HK$7,623/mo
▼ 0.25% · 3.875%
HK$144,879
−HK$3,839/mo
Today · 4.125%
HK$148,718
baseline
▲ 0.50% · 4.625%
HK$156,557
+HK$7,839/mo
Deposit HK$11.92M · loan HK$27.81M · min. income ≈ HK$297,436/mo (50% DSR)
Upfront cash ≈ HK$13.61M (deposit + AVD stamp duty HK$1,688,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,065
−HK$10,225/mo
▼ 0.25% · 3.875%
HK$168,137
−HK$5,153/mo
Today · 4.125%
HK$173,290
baseline
▲ 0.50% · 4.625%
HK$183,835
+HK$10,545/mo
Deposit HK$3.97M · loan HK$35.76M · min. income ≈ HK$346,580/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,688,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,408
−HK$9,801/mo
▼ 0.25% · 3.875%
HK$186,273
−HK$4,936/mo
Today · 4.125%
HK$191,209
baseline
▲ 0.50% · 4.625%
HK$201,288
+HK$10,079/mo
Deposit HK$3.97M · loan HK$35.76M · min. income ≈ HK$382,418/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,688,469 · Scale 2, in force from 26 Feb 2026)