LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,605
−HK$5,682/mo
▼ 0.25% · 3.875%
HK$93,423
−HK$2,864/mo
Today · 4.125%
HK$96,287
baseline
▲ 0.50% · 4.625%
HK$102,146
+HK$5,859/mo
Deposit HK$19.87M · loan HK$19.87M · min. income ≈ HK$192,574/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$1,688,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,797
−HK$5,446/mo
▼ 0.25% · 3.875%
HK$103,500
−HK$2,743/mo
Today · 4.125%
HK$106,243
baseline
▲ 0.50% · 4.625%
HK$111,843
+HK$5,600/mo
Deposit HK$19.87M · loan HK$19.87M · min. income ≈ HK$212,486/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$1,688,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,726
−HK$6,818/mo
▼ 0.25% · 3.875%
HK$112,108
−HK$3,436/mo
Today · 4.125%
HK$115,544
baseline
▲ 0.50% · 4.625%
HK$122,575
+HK$7,031/mo
Deposit HK$15.89M · loan HK$23.84M · min. income ≈ HK$231,088/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,688,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,957
−HK$6,534/mo
▼ 0.25% · 3.875%
HK$124,201
−HK$3,290/mo
Today · 4.125%
HK$127,491
baseline
▲ 0.50% · 4.625%
HK$134,212
+HK$6,721/mo
Deposit HK$15.89M · loan HK$23.84M · min. income ≈ HK$254,982/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,688,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,847
−HK$7,954/mo
▼ 0.25% · 3.875%
HK$130,793
−HK$4,008/mo
Today · 4.125%
HK$134,801
baseline
▲ 0.50% · 4.625%
HK$143,004
+HK$8,203/mo
Deposit HK$11.92M · loan HK$27.81M · min. income ≈ HK$269,602/mo (50% DSR)
Upfront cash ≈ HK$13.61M (deposit + AVD stamp duty HK$1,688,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,116
−HK$7,624/mo
▼ 0.25% · 3.875%
HK$144,901
−HK$3,839/mo
Today · 4.125%
HK$148,740
baseline
▲ 0.50% · 4.625%
HK$156,580
+HK$7,840/mo
Deposit HK$11.92M · loan HK$27.81M · min. income ≈ HK$297,480/mo (50% DSR)
Upfront cash ≈ HK$13.61M (deposit + AVD stamp duty HK$1,688,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,089
−HK$10,227/mo
▼ 0.25% · 3.875%
HK$168,162
−HK$5,154/mo
Today · 4.125%
HK$173,316
baseline
▲ 0.50% · 4.625%
HK$183,862
+HK$10,546/mo
Deposit HK$3.97M · loan HK$35.76M · min. income ≈ HK$346,632/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,688,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,435
−HK$9,802/mo
▼ 0.25% · 3.875%
HK$186,301
−HK$4,936/mo
Today · 4.125%
HK$191,237
baseline
▲ 0.50% · 4.625%
HK$201,318
+HK$10,081/mo
Deposit HK$3.97M · loan HK$35.76M · min. income ≈ HK$382,474/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,688,719 · Scale 2, in force from 26 Feb 2026)