LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,612
−HK$5,682/mo
▼ 0.25% · 3.875%
HK$93,430
−HK$2,864/mo
Today · 4.125%
HK$96,294
baseline
▲ 0.50% · 4.625%
HK$102,153
+HK$5,859/mo
Deposit HK$19.87M · loan HK$19.87M · min. income ≈ HK$192,588/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$1,688,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,805
−HK$5,446/mo
▼ 0.25% · 3.875%
HK$103,508
−HK$2,743/mo
Today · 4.125%
HK$106,251
baseline
▲ 0.50% · 4.625%
HK$111,852
+HK$5,601/mo
Deposit HK$19.87M · loan HK$19.87M · min. income ≈ HK$212,502/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$1,688,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,734
−HK$6,819/mo
▼ 0.25% · 3.875%
HK$112,116
−HK$3,437/mo
Today · 4.125%
HK$115,553
baseline
▲ 0.50% · 4.625%
HK$122,584
+HK$7,031/mo
Deposit HK$15.90M · loan HK$23.84M · min. income ≈ HK$231,106/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,688,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,966
−HK$6,535/mo
▼ 0.25% · 3.875%
HK$124,210
−HK$3,291/mo
Today · 4.125%
HK$127,501
baseline
▲ 0.50% · 4.625%
HK$134,222
+HK$6,721/mo
Deposit HK$15.90M · loan HK$23.84M · min. income ≈ HK$255,002/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,688,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,857
−HK$7,955/mo
▼ 0.25% · 3.875%
HK$130,803
−HK$4,009/mo
Today · 4.125%
HK$134,812
baseline
▲ 0.50% · 4.625%
HK$143,015
+HK$8,203/mo
Deposit HK$11.92M · loan HK$27.82M · min. income ≈ HK$269,624/mo (50% DSR)
Upfront cash ≈ HK$13.61M (deposit + AVD stamp duty HK$1,688,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,127
−HK$7,624/mo
▼ 0.25% · 3.875%
HK$144,912
−HK$3,839/mo
Today · 4.125%
HK$148,751
baseline
▲ 0.50% · 4.625%
HK$156,592
+HK$7,841/mo
Deposit HK$11.92M · loan HK$27.82M · min. income ≈ HK$297,502/mo (50% DSR)
Upfront cash ≈ HK$13.61M (deposit + AVD stamp duty HK$1,688,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,101
−HK$10,228/mo
▼ 0.25% · 3.875%
HK$168,175
−HK$5,154/mo
Today · 4.125%
HK$173,329
baseline
▲ 0.50% · 4.625%
HK$183,876
+HK$10,547/mo
Deposit HK$3.97M · loan HK$35.76M · min. income ≈ HK$346,658/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,688,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,449
−HK$9,803/mo
▼ 0.25% · 3.875%
HK$186,315
−HK$4,937/mo
Today · 4.125%
HK$191,252
baseline
▲ 0.50% · 4.625%
HK$201,333
+HK$10,081/mo
Deposit HK$3.97M · loan HK$35.76M · min. income ≈ HK$382,504/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,688,847 · Scale 2, in force from 26 Feb 2026)