LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,613
−HK$5,683/mo
▼ 0.25% · 3.875%
HK$93,432
−HK$2,864/mo
Today · 4.125%
HK$96,296
baseline
▲ 0.50% · 4.625%
HK$102,155
+HK$5,859/mo
Deposit HK$19.87M · loan HK$19.87M · min. income ≈ HK$192,592/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$1,688,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,807
−HK$5,446/mo
▼ 0.25% · 3.875%
HK$103,510
−HK$2,743/mo
Today · 4.125%
HK$106,253
baseline
▲ 0.50% · 4.625%
HK$111,854
+HK$5,601/mo
Deposit HK$19.87M · loan HK$19.87M · min. income ≈ HK$212,506/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$1,688,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,736
−HK$6,819/mo
▼ 0.25% · 3.875%
HK$112,118
−HK$3,437/mo
Today · 4.125%
HK$115,555
baseline
▲ 0.50% · 4.625%
HK$122,586
+HK$7,031/mo
Deposit HK$15.90M · loan HK$23.84M · min. income ≈ HK$231,110/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,688,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,968
−HK$6,535/mo
▼ 0.25% · 3.875%
HK$124,212
−HK$3,291/mo
Today · 4.125%
HK$127,503
baseline
▲ 0.50% · 4.625%
HK$134,224
+HK$6,721/mo
Deposit HK$15.90M · loan HK$23.84M · min. income ≈ HK$255,006/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,688,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,859
−HK$7,955/mo
▼ 0.25% · 3.875%
HK$130,805
−HK$4,009/mo
Today · 4.125%
HK$134,814
baseline
▲ 0.50% · 4.625%
HK$143,017
+HK$8,203/mo
Deposit HK$11.92M · loan HK$27.82M · min. income ≈ HK$269,628/mo (50% DSR)
Upfront cash ≈ HK$13.61M (deposit + AVD stamp duty HK$1,688,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,129
−HK$7,625/mo
▼ 0.25% · 3.875%
HK$144,914
−HK$3,840/mo
Today · 4.125%
HK$148,754
baseline
▲ 0.50% · 4.625%
HK$156,595
+HK$7,841/mo
Deposit HK$11.92M · loan HK$27.82M · min. income ≈ HK$297,508/mo (50% DSR)
Upfront cash ≈ HK$13.61M (deposit + AVD stamp duty HK$1,688,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,104
−HK$10,228/mo
▼ 0.25% · 3.875%
HK$168,178
−HK$5,154/mo
Today · 4.125%
HK$173,332
baseline
▲ 0.50% · 4.625%
HK$183,879
+HK$10,547/mo
Deposit HK$3.97M · loan HK$35.76M · min. income ≈ HK$346,664/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,688,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,452
−HK$9,803/mo
▼ 0.25% · 3.875%
HK$186,318
−HK$4,937/mo
Today · 4.125%
HK$191,255
baseline
▲ 0.50% · 4.625%
HK$201,336
+HK$10,081/mo
Deposit HK$3.97M · loan HK$35.76M · min. income ≈ HK$382,510/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,688,877 · Scale 2, in force from 26 Feb 2026)