LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,618
−HK$5,683/mo
▼ 0.25% · 3.875%
HK$93,437
−HK$2,864/mo
Today · 4.125%
HK$96,301
baseline
▲ 0.50% · 4.625%
HK$102,161
+HK$5,860/mo
Deposit HK$19.87M · loan HK$19.87M · min. income ≈ HK$192,602/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$1,688,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,812
−HK$5,447/mo
▼ 0.25% · 3.875%
HK$103,516
−HK$2,743/mo
Today · 4.125%
HK$106,259
baseline
▲ 0.50% · 4.625%
HK$111,860
+HK$5,601/mo
Deposit HK$19.87M · loan HK$19.87M · min. income ≈ HK$212,518/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$1,688,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,742
−HK$6,819/mo
▼ 0.25% · 3.875%
HK$112,125
−HK$3,436/mo
Today · 4.125%
HK$115,561
baseline
▲ 0.50% · 4.625%
HK$122,593
+HK$7,032/mo
Deposit HK$15.90M · loan HK$23.84M · min. income ≈ HK$231,122/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,688,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,975
−HK$6,535/mo
▼ 0.25% · 3.875%
HK$124,219
−HK$3,291/mo
Today · 4.125%
HK$127,510
baseline
▲ 0.50% · 4.625%
HK$134,232
+HK$6,722/mo
Deposit HK$15.90M · loan HK$23.84M · min. income ≈ HK$255,020/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,688,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,866
−HK$7,955/mo
▼ 0.25% · 3.875%
HK$130,812
−HK$4,009/mo
Today · 4.125%
HK$134,821
baseline
▲ 0.50% · 4.625%
HK$143,025
+HK$8,204/mo
Deposit HK$11.92M · loan HK$27.82M · min. income ≈ HK$269,642/mo (50% DSR)
Upfront cash ≈ HK$13.61M (deposit + AVD stamp duty HK$1,688,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,137
−HK$7,625/mo
▼ 0.25% · 3.875%
HK$144,922
−HK$3,840/mo
Today · 4.125%
HK$148,762
baseline
▲ 0.50% · 4.625%
HK$156,604
+HK$7,842/mo
Deposit HK$11.92M · loan HK$27.82M · min. income ≈ HK$297,524/mo (50% DSR)
Upfront cash ≈ HK$13.61M (deposit + AVD stamp duty HK$1,688,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,113
−HK$10,229/mo
▼ 0.25% · 3.875%
HK$168,187
−HK$5,155/mo
Today · 4.125%
HK$173,342
baseline
▲ 0.50% · 4.625%
HK$183,889
+HK$10,547/mo
Deposit HK$3.97M · loan HK$35.77M · min. income ≈ HK$346,684/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,688,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,462
−HK$9,804/mo
▼ 0.25% · 3.875%
HK$186,329
−HK$4,937/mo
Today · 4.125%
HK$191,266
baseline
▲ 0.50% · 4.625%
HK$201,348
+HK$10,082/mo
Deposit HK$3.97M · loan HK$35.77M · min. income ≈ HK$382,532/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,688,971 · Scale 2, in force from 26 Feb 2026)