LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,620
−HK$5,682/mo
▼ 0.25% · 3.875%
HK$93,439
−HK$2,863/mo
Today · 4.125%
HK$96,302
baseline
▲ 0.50% · 4.625%
HK$102,162
+HK$5,860/mo
Deposit HK$19.87M · loan HK$19.87M · min. income ≈ HK$192,604/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$1,688,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,814
−HK$5,446/mo
▼ 0.25% · 3.875%
HK$103,517
−HK$2,743/mo
Today · 4.125%
HK$106,260
baseline
▲ 0.50% · 4.625%
HK$111,861
+HK$5,601/mo
Deposit HK$19.87M · loan HK$19.87M · min. income ≈ HK$212,520/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$1,688,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,744
−HK$6,819/mo
▼ 0.25% · 3.875%
HK$112,126
−HK$3,437/mo
Today · 4.125%
HK$115,563
baseline
▲ 0.50% · 4.625%
HK$122,595
+HK$7,032/mo
Deposit HK$15.90M · loan HK$23.84M · min. income ≈ HK$231,126/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,688,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$120,976
−HK$6,536/mo
▼ 0.25% · 3.875%
HK$124,221
−HK$3,291/mo
Today · 4.125%
HK$127,512
baseline
▲ 0.50% · 4.625%
HK$134,234
+HK$6,722/mo
Deposit HK$15.90M · loan HK$23.84M · min. income ≈ HK$255,024/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,688,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,868
−HK$7,955/mo
▼ 0.25% · 3.875%
HK$130,814
−HK$4,009/mo
Today · 4.125%
HK$134,823
baseline
▲ 0.50% · 4.625%
HK$143,027
+HK$8,204/mo
Deposit HK$11.92M · loan HK$27.82M · min. income ≈ HK$269,646/mo (50% DSR)
Upfront cash ≈ HK$13.61M (deposit + AVD stamp duty HK$1,688,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,139
−HK$7,625/mo
▼ 0.25% · 3.875%
HK$144,924
−HK$3,840/mo
Today · 4.125%
HK$148,764
baseline
▲ 0.50% · 4.625%
HK$156,606
+HK$7,842/mo
Deposit HK$11.92M · loan HK$27.82M · min. income ≈ HK$297,528/mo (50% DSR)
Upfront cash ≈ HK$13.61M (deposit + AVD stamp duty HK$1,688,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,115
−HK$10,229/mo
▼ 0.25% · 3.875%
HK$168,189
−HK$5,155/mo
Today · 4.125%
HK$173,344
baseline
▲ 0.50% · 4.625%
HK$183,892
+HK$10,548/mo
Deposit HK$3.97M · loan HK$35.77M · min. income ≈ HK$346,688/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,688,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,464
−HK$9,804/mo
▼ 0.25% · 3.875%
HK$186,331
−HK$4,937/mo
Today · 4.125%
HK$191,268
baseline
▲ 0.50% · 4.625%
HK$201,350
+HK$10,082/mo
Deposit HK$3.97M · loan HK$35.77M · min. income ≈ HK$382,536/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,688,994 · Scale 2, in force from 26 Feb 2026)