LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,637
−HK$5,684/mo
▼ 0.25% · 3.875%
HK$93,457
−HK$2,864/mo
Today · 4.125%
HK$96,321
baseline
▲ 0.50% · 4.625%
HK$102,182
+HK$5,861/mo
Deposit HK$19.87M · loan HK$19.87M · min. income ≈ HK$192,642/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$1,689,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,833
−HK$5,448/mo
▼ 0.25% · 3.875%
HK$103,537
−HK$2,744/mo
Today · 4.125%
HK$106,281
baseline
▲ 0.50% · 4.625%
HK$111,883
+HK$5,602/mo
Deposit HK$19.87M · loan HK$19.87M · min. income ≈ HK$212,562/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$1,689,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,765
−HK$6,820/mo
▼ 0.25% · 3.875%
HK$112,148
−HK$3,437/mo
Today · 4.125%
HK$115,585
baseline
▲ 0.50% · 4.625%
HK$122,618
+HK$7,033/mo
Deposit HK$15.90M · loan HK$23.85M · min. income ≈ HK$231,170/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,689,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,000
−HK$6,537/mo
▼ 0.25% · 3.875%
HK$124,245
−HK$3,292/mo
Today · 4.125%
HK$127,537
baseline
▲ 0.50% · 4.625%
HK$134,260
+HK$6,723/mo
Deposit HK$15.90M · loan HK$23.85M · min. income ≈ HK$255,074/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,689,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,892
−HK$7,958/mo
▼ 0.25% · 3.875%
HK$130,839
−HK$4,011/mo
Today · 4.125%
HK$134,850
baseline
▲ 0.50% · 4.625%
HK$143,055
+HK$8,205/mo
Deposit HK$11.92M · loan HK$27.82M · min. income ≈ HK$269,700/mo (50% DSR)
Upfront cash ≈ HK$13.61M (deposit + AVD stamp duty HK$1,689,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,166
−HK$7,627/mo
▼ 0.25% · 3.875%
HK$144,952
−HK$3,841/mo
Today · 4.125%
HK$148,793
baseline
▲ 0.50% · 4.625%
HK$156,636
+HK$7,843/mo
Deposit HK$11.92M · loan HK$27.82M · min. income ≈ HK$297,586/mo (50% DSR)
Upfront cash ≈ HK$13.61M (deposit + AVD stamp duty HK$1,689,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,147
−HK$10,231/mo
▼ 0.25% · 3.875%
HK$168,222
−HK$5,156/mo
Today · 4.125%
HK$173,378
baseline
▲ 0.50% · 4.625%
HK$183,928
+HK$10,550/mo
Deposit HK$3.97M · loan HK$35.77M · min. income ≈ HK$346,756/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,689,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,500
−HK$9,805/mo
▼ 0.25% · 3.875%
HK$186,367
−HK$4,938/mo
Today · 4.125%
HK$191,305
baseline
▲ 0.50% · 4.625%
HK$201,389
+HK$10,084/mo
Deposit HK$3.97M · loan HK$35.77M · min. income ≈ HK$382,610/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,689,322 · Scale 2, in force from 26 Feb 2026)